MY GSA VILLERS-LES-NANCY : revenue, balance sheet and financial ratios

MY GSA VILLERS-LES-NANCY is a French company founded 3 years ago, specialized in the sector Commerce d'alimentation générale. Based in VILLERS-LES-NANCY (54600), this company of category ETI shows in 2024 a revenue of 10.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MY GSA VILLERS-LES-NANCY (SIREN 914680889)
Indicator 2024 2023 2022
Revenue 10 808 232 € 11 692 878 € N/C
Net income 210 360 € 427 703 € 18 259 €
EBITDA 414 783 € 626 465 € N/C
Net margin 1.9% 3.7% N/C

Revenue and income statement

In 2024, MY GSA VILLERS-LES-NANCY achieves revenue of 10.8 M€. Revenue is declining over the period 2023-2024 (CAGR: -7.6%). Slight decline of -8% vs 2023. After deducting consumption (8.2 M€), gross margin stands at 2.6 M€, i.e. a rate of 24%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 415 k€, representing 3.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 210 k€, i.e. 1.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

10 808 232 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 641 595 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

414 783 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

455 849 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

210 360 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 815%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 45.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

815.117%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

7.384%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0.887%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

45.166

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

68.8%

Solvency indicators evolution
MY GSA VILLERS-LES-NANCY

Sector positioning

Debt ratio
815.12 2024
2022
2023
2024
Q1: 0.0
Med: 10.76
Q3: 74.43
Watch

In 2024, the debt ratio of MY GSA VILLERS-LES-NANCY (815.12) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
7.38% 2024
2022
2023
2024
Q1: 0.27%
Med: 14.75%
Q3: 44.08%
Average +12 pts over 3 years

In 2024, the financial autonomy of MY GSA VILLERS-LES-NANCY (7.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
45.17 years 2024
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.54 years
Watch

In 2024, the repayment capacity of MY GSA VILLERS-LES-NANCY (45.17) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 174.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 26.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

174.147

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

26.377

Liquidity indicators evolution
MY GSA VILLERS-LES-NANCY

Sector positioning

Liquidity ratio
174.15 2024
2022
2023
2024
Q1: 87.5
Med: 147.87
Q3: 244.64
Good +9 pts over 3 years

In 2024, the liquidity ratio of MY GSA VILLERS-LES-NANCY (174.15) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
26.38x 2024
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.9x
Excellent

In 2024, the interest coverage of MY GSA VILLERS-LES-NANCY (26.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 43 days. Excellent situation: suppliers finance 42 days of the operating cycle (retail model). Inventory turnover is 26 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 84 days of revenue, i.e. 2.5 M€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 527 073 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

43 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

26 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

84 j

WCR and payment terms evolution
MY GSA VILLERS-LES-NANCY

Positioning of MY GSA VILLERS-LES-NANCY in its sector

Comparison with sector Commerce d'alimentation générale

Valuation estimate

Based on 551 transactions of similar company sales in 2024, the value of MY GSA VILLERS-LES-NANCY is estimated at 1 971 129 € (range 857 627€ - 4 011 186€). With an EBITDA of 414 783€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
551 transactions
857k€ 1971k€ 4011k€
1 971 129 € Range: 857 627€ - 4 011 186€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
414 783 € × 4.7x
Estimation 1 961 067 €
683 454€ - 4 177 069€
Revenue Multiple 30%
10 808 232 € × 0.23x
Estimation 2 484 994 €
1 351 114€ - 4 563 813€
Net Income Multiple 20%
210 360 € × 5.8x
Estimation 1 225 492 €
552 834€ - 2 767 539€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce d'alimentation générale)

Compare MY GSA VILLERS-LES-NANCY with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce d'alimentation générale

Frequently asked questions about MY GSA VILLERS-LES-NANCY

What is the revenue of MY GSA VILLERS-LES-NANCY ?

The revenue of MY GSA VILLERS-LES-NANCY in 2024 is 10.8 M€.

Is MY GSA VILLERS-LES-NANCY profitable?

Yes, MY GSA VILLERS-LES-NANCY generated a net profit of 210 k€ in 2024.

Where is the headquarters of MY GSA VILLERS-LES-NANCY ?

The headquarters of MY GSA VILLERS-LES-NANCY is located in VILLERS-LES-NANCY (54600), in the department Meurthe-et-Moselle.

Where to find the tax return of MY GSA VILLERS-LES-NANCY ?

The tax return of MY GSA VILLERS-LES-NANCY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MY GSA VILLERS-LES-NANCY operate?

MY GSA VILLERS-LES-NANCY operates in the sector Commerce d'alimentation générale (NAF code 47.11B). See the 'Sector positioning' section above to compare the company with its competitors.