SIREN : 914802137
MY GSA PROVINS is a French company founded 3 years ago, specialized in the sector Magasins multi-commerces. Based in PROVINS (77160), this company of category ETI shows in 2025 a revenue of 4.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 4 312 483 € | 4 158 356 € | 4 172 242 € | N/C |
| Net income | -21 286 € | 177 786 € | 38 267 € | 1 034 € |
| EBITDA | 229 368 € | 106 599 € | 176 082 € | N/C |
| Net margin | -0.5% | 4.3% | 0.9% | N/C |
In 2025, MY GSA PROVINS achieves revenue of 4.3 M€. Revenue is growing positively over 4 years (CAGR: +1.7%). Vs 2024: +4%. After deducting consumption (3.0 M€), gross margin stands at 1.4 M€, i.e. a rate of 31%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 229 k€, representing 5.3% of revenue. Positive scissor effect: EBITDA margin improves by +2.8 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -21 k€ (-0.5% of revenue), which will impact equity.
4 312 483 €
1 357 472 €
229 368 €
34 971 €
-21 286 €
5.3%
The debt ratio (= Financial debt / Equity x 100) stands at 1591%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 16.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 2.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
1590.832%
4.378%
2.709%
16.413
61.0%
In 2025, the debt ratio of MY GSA PROVINS (1590.83) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of MY GSA PROVINS (4.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of MY GSA PROVINS (16.41) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 120.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 18.1x. Operating income very largely covers interest expenses: high safety margin.
120.843
18.135
In 2025, the liquidity ratio of MY GSA PROVINS (120.84) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of MY GSA PROVINS (18.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. Excellent situation: suppliers finance 53 days of the operating cycle (retail model). Inventory turnover is 52 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 55 days of revenue, i.e. 662 k€ to permanently finance.
661 923 €
0 j
53 j
52 j
55 j
Based on 270 transactions of similar company sales in 2025, the value of MY GSA PROVINS is estimated at 1 175 255 € (range 570 123€ - 1 944 002€). With an EBITDA of 229 368€, the sector multiple of 4.5x is applied. The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 270 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MY GSA PROVINS with other companies in the same sector:
Voir toutes les statistiques du secteur Magasins multi-commerces
The revenue of MY GSA PROVINS in 2025 is 4.3 M€.
MY GSA PROVINS recorded a net loss in 2025.
The headquarters of MY GSA PROVINS is located in PROVINS (77160), in the department Seine-et-Marne.
The tax return of MY GSA PROVINS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MY GSA PROVINS operates in the sector Magasins multi-commerces (NAF code 47.11E). See the 'Sector positioning' section above to compare the company with its competitors.