SIREN : 792911711
MY GESTION is a French company founded 12 years ago, specialized in the sector Gestion de fonds. Based in SAINT-NAZAIRE (44600), this company of category PME shows in 2020 a revenue of 16 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 16 122 € | 9 524 € | 16 321 € | 31 400 € |
| Net income | 84 989 € | 262 675 € | 105 258 € | -5 611 € |
| EBITDA | 12 495 € | -18 810 € | 6 543 € | 982 € |
| Net margin | 527.2% | 2758.0% | 644.9% | -17.9% |
In 2020, MY GESTION achieves revenue of 16 k€. Revenue is declining over the period 2017-2020 (CAGR: -19.9%). Vs 2019, growth of +69% (10 k€ -> 16 k€). After deducting consumption (0 €), gross margin stands at 16 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 12 k€, representing 77.5% of revenue. Positive scissor effect: EBITDA margin improves by +275.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 85 k€, i.e. 527.2% of revenue. This profit can be retained or distributed to shareholders.
16 122 €
16 122 €
12 495 €
11 354 €
84 989 €
77.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 88%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 115.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.161%
88.151%
115.538%
0.034
10.5%
In 2020, the debt ratio of MY GESTION (0.16) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of MY GESTION (88.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2020, the repayment capacity of MY GESTION (0.03) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 278.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
278.638
0.0
In 2020, the liquidity ratio of MY GESTION (278.64) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of MY GESTION (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 184 days. Excellent situation: suppliers finance 184 days of the operating cycle (retail model). WCR is negative (-701 days): operations structurally generate cash. Notable WCR improvement over the period (-258%), freeing up cash.
-31 387 €
0 j
184 j
0 j
-701 j
Based on 54 transactions of similar company sales
in 2020,
the value of MY GESTION is estimated at
157 616 €
(range 66 249€ - 299 869€).
With an EBITDA of 12 495€, the sector multiple of 4.2x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MY GESTION with other companies in the same sector:
The revenue of MY GESTION in 2020 is 16 k€.
Yes, MY GESTION generated a net profit of 85 k€ in 2020.
The headquarters of MY GESTION is located in SAINT-NAZAIRE (44600), in the department Loire-Atlantique.
The tax return of MY GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MY GESTION operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.