MULTIPOLE - PAYS DE LOIRE : revenue, balance sheet and financial ratios

MULTIPOLE - PAYS DE LOIRE is a French company founded 9 years ago, specialized in the sector Activités des agences de travail temporaire . Based in CHOLET (49300), this company of category PME shows in 2023 a revenue of 3.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MULTIPOLE - PAYS DE LOIRE (SIREN 824218317)
Indicator 2023 2022 2021 2020 2019 2018 2017
Revenue 3 475 351 € 3 499 285 € 3 846 863 € 3 725 976 € 3 204 931 € 4 819 461 € 4 910 971 €
Net income 6 064 € 8 128 € 23 777 € 37 662 € 123 234 € 162 448 € 201 783 €
EBITDA -58 576 € 10 222 € 22 963 € -62 150 € 149 800 € 212 535 € 159 909 €
Net margin 0.2% 0.2% 0.6% 1.0% 3.8% 3.4% 4.1%

Revenue and income statement

In 2023, MULTIPOLE - PAYS DE LOIRE achieves revenue of 3.5 M€. Revenue is declining over the period 2017-2023 (CAGR: -5.6%). Slight decline of -1% vs 2022. After deducting consumption (0 €), gross margin stands at 3.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -59 k€, representing -1.7% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 0.2% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 475 351 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

3 475 351 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-58 576 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-41 275 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

6 064 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 63%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

62.647%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.421%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-0.333%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-19.023

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

3.8%

Solvency indicators evolution
MULTIPOLE - PAYS DE LOIRE

Sector positioning

Debt ratio
62.65 2023
2021
2022
2023
Q1: 0.0
Med: 2.87
Q3: 33.82
Average +47 pts over 3 years

In 2023, the debt ratio of MULTIPOLE - PAYS DE LOIRE (62.65) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
30.42% 2023
2021
2022
2023
Q1: 12.66%
Med: 26.43%
Q3: 45.52%
Good

In 2023, the financial autonomy of MULTIPOLE - PAYS DE LOIRE (30.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-19.02 years 2023
2021
2022
2023
Q1: -0.0 years
Med: 0.0 years
Q3: 0.36 years
Excellent -31 pts over 3 years

In 2023, the repayment capacity of MULTIPOLE - PAYS DE LOIRE (-19.02) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 195.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

195.888

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-4.02

Liquidity indicators evolution
MULTIPOLE - PAYS DE LOIRE

Sector positioning

Liquidity ratio
195.89 2023
2021
2022
2023
Q1: 113.05
Med: 142.47
Q3: 199.97
Good +29 pts over 3 years

In 2023, the liquidity ratio of MULTIPOLE - PAYS DE LOIRE (195.89) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-4.02x 2023
2021
2022
2023
Q1: -0.08x
Med: 0.0x
Q3: 2.21x
Average -50 pts over 3 years

In 2023, the interest coverage of MULTIPOLE - PAYS DE LOIRE (-4.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 13 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 99 days. Excellent situation: suppliers finance 86 days of the operating cycle (retail model). Overall, WCR represents 64 days of revenue, i.e. 615 k€ to permanently finance. Over 2017-2023, WCR increased by +204%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

615 346 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

13 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

99 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

64 j

WCR and payment terms evolution
MULTIPOLE - PAYS DE LOIRE

Positioning of MULTIPOLE - PAYS DE LOIRE in its sector

Comparison with sector Activités des agences de travail temporaire

Valuation estimate

Based on 135 transactions of similar company sales (all years), the value of MULTIPOLE - PAYS DE LOIRE is estimated at 164 905 € (range 128 150€ - 298 471€). The price/revenue ratio is 0.08x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
135 transactions
128k€ 164k€ 298k€
164 905 € Range: 128 150€ - 298 471€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
3 475 351 € × 0.08x
Estimation 267 368 €
209 829€ - 477 981€
Net Income Multiple 20%
6 064 € × 1.8x
Estimation 11 212 €
5 633€ - 29 207€
How is this estimate calculated?

This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agences de travail temporaire )

Compare MULTIPOLE - PAYS DE LOIRE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agences de travail temporaire

Frequently asked questions about MULTIPOLE - PAYS DE LOIRE

What is the revenue of MULTIPOLE - PAYS DE LOIRE ?

The revenue of MULTIPOLE - PAYS DE LOIRE in 2023 is 3.5 M€.

Is MULTIPOLE - PAYS DE LOIRE profitable?

Yes, MULTIPOLE - PAYS DE LOIRE generated a net profit of 6 k€ in 2023.

Where is the headquarters of MULTIPOLE - PAYS DE LOIRE ?

The headquarters of MULTIPOLE - PAYS DE LOIRE is located in CHOLET (49300), in the department Maine-et-Loire.

Where to find the tax return of MULTIPOLE - PAYS DE LOIRE ?

The tax return of MULTIPOLE - PAYS DE LOIRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MULTIPOLE - PAYS DE LOIRE operate?

MULTIPOLE - PAYS DE LOIRE operates in the sector Activités des agences de travail temporaire (NAF code 78.20Z). See the 'Sector positioning' section above to compare the company with its competitors.