SIREN : 417611662
MT FINANCE is a French company founded 28 years ago, specialized in the sector Activités des sociétés holding. Based in PETIT-BOURG (97170), this company of category PME shows in 2021 a revenue of 75 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 75 000 € | 75 000 € | 75 000 € | 75 000 € | 75 000 € | 75 000 € |
| Net income | 126 382 € | 53 837 € | 101 247 € | 12 537 € | 53 743 € | 81 403 € |
| EBITDA | 8 184 € | 25 376 € | -3 208 € | 3 799 € | 18 971 € | 29 523 € |
| Net margin | 168.5% | 71.8% | 135.0% | 16.7% | 71.7% | 108.5% |
In 2021, MT FINANCE achieves revenue of 75 k€. Activity remains stable over the period (CAGR: 0.0%). Slight decline of 0% vs 2020. After deducting consumption (0 €), gross margin stands at 75 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 10.9% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -68%, reducing margin by 22.9 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 126 k€, i.e. 168.5% of revenue. This profit can be retained or distributed to shareholders.
75 000 €
75 000 €
8 184 €
7 359 €
126 382 €
10.9%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 169.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.097%
0.092%
169.603%
0.008
32.8%
In 2021, the debt ratio of MT FINANCE (0.10) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2021, the financial autonomy of MT FINANCE (0.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of MT FINANCE (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 1202.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 180.8x. Operating income very largely covers interest expenses: high safety margin.
1202.54
180.816
In 2021, the liquidity ratio of MT FINANCE (1202.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of MT FINANCE (180.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 326 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. The gap of 299 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 177 days of revenue, i.e. 37 k€ to permanently finance. Notable WCR improvement over the period (-35%), freeing up cash.
36 927 €
326 j
27 j
0 j
177 j
Based on 98 transactions of similar company sales
in 2021,
the value of MT FINANCE is estimated at
153 066 €
(range 57 421€ - 397 437€).
With an EBITDA of 8 184€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MT FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of MT FINANCE in 2021 is 75 k€.
Yes, MT FINANCE generated a net profit of 126 k€ in 2021.
The headquarters of MT FINANCE is located in PETIT-BOURG (97170), in the department Guadeloupe.
The tax return of MT FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MT FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.