Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2006-11-13 (19 years)Status: ActiveBusiness sector: Construction de maisons individuellesLocation: SAINT-QUENTIN (02100), Aisne
MSA CONSTRUCTION : revenue, balance sheet and financial ratios
MSA CONSTRUCTION is a French company
founded 19 years ago,
specialized in the sector Construction de maisons individuelles.
Based in SAINT-QUENTIN (02100),
this company of category PME
shows in 2022 a revenue of 1.6 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MSA CONSTRUCTION (SIREN 493070452)
Indicator
2024
2023
2022
2021
2020
2019
Revenue
N/C
N/C
1 609 195 €
1 686 210 €
1 673 591 €
2 468 791 €
Net income
127 216 €
135 696 €
137 280 €
104 282 €
112 359 €
186 349 €
EBITDA
N/C
N/C
572 581 €
211 722 €
101 289 €
266 959 €
Net margin
N/C
N/C
8.5%
6.2%
6.7%
7.5%
Revenue and income statement
In 2024, MSA CONSTRUCTION generates positive net income of 127 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2024: 186 k€ -> 127 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
127 216 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 25%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
25.17%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
43.008%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2019
2020
2021
2022
2023
2024
Debt ratio
15.801
47.181
4.833
3.714
3.885
25.17
Financial autonomy
33.374
40.745
46.459
53.911
48.209
43.008
Repayment capacity
0.206
0.915
0.08
0.097
None
None
Cash flow / Revenue
9.15%
9.156%
10.472%
7.599%
None%
None%
Sector positioning
Debt ratio
25.172024
2022
2023
2024
Q1: 0.01
Med: 9.43
Q3: 42.45
Average+30 pts over 3 years
In 2024, the debt ratio of MSA CONSTRUCTION (25.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
43.01%2024
2022
2023
2024
Q1: 5.78%
Med: 26.67%
Q3: 49.13%
Good-7 pts over 3 years
In 2024, the financial autonomy of MSA CONSTRUCTION (43.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
0.1 years2022
2022
Q1: 0.0 years
Med: 0.01 years
Q3: 1.27 years
Average
In 2022, the repayment capacity of MSA CONSTRUCTION (0.10) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 176.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
176.436
Liquidity indicators evolution MSA CONSTRUCTION
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2019
2020
2021
2022
2023
2024
Liquidity ratio
145.656
204.548
190.143
200.16
180.034
176.436
Interest coverage
0.481
1.615
0.33
0.099
None
None
Sector positioning
Liquidity ratio
176.442024
2022
2023
2024
Q1: 127.49
Med: 184.68
Q3: 290.32
Average-11 pts over 3 years
In 2024, the liquidity ratio of MSA CONSTRUCTION (176.44) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.1x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 1.56x
Good
In 2022, the interest coverage of MSA CONSTRUCTION (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MSA CONSTRUCTION
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2019
2020
2021
2022
2023
2024
Operating WCR
154 077 €
345 044 €
131 963 €
253 979 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
Customer payment term (days)
14
61
31
50
0
0
Supplier payment term (days)
103
62
59
128
0
0
Positioning of MSA CONSTRUCTION in its sector
Comparison with sector Construction de maisons individuelles
Valuation estimate
Based on 113 transactions of similar company sales
(all years),
the value of MSA CONSTRUCTION is estimated at
315 786 €
(range 107 053€ - 1 018 327€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
113 transactions
107k€315k€1018k€
315 786 €Range: 107 053€ - 1 018 327€
NAF 5 all-time
Valuation method used
Net Income Multiple
127 216 €
×
2.5x
=315 786 €
Range: 107 053€ - 1 018 327€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Construction de maisons individuelles)
Compare MSA CONSTRUCTION with other companies in the same sector:
The revenue of MSA CONSTRUCTION in 2022 is 1.6 M€.
Is MSA CONSTRUCTION profitable?
Yes, MSA CONSTRUCTION generated a net profit of 127 k€ in 2024.
Where is the headquarters of MSA CONSTRUCTION ?
The headquarters of MSA CONSTRUCTION is located in SAINT-QUENTIN (02100), in the department Aisne.
Where to find the tax return of MSA CONSTRUCTION ?
The tax return of MSA CONSTRUCTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MSA CONSTRUCTION operate?
MSA CONSTRUCTION operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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