SIREN : 844912824
MS PATRIMOINE is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in BRESSON (38320), this company of category PME shows in 2024 a revenue of 98 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 97 555 € | 125 892 € | 199 153 € | 80 142 € | 134 097 € | 113 000 € |
| Net income | -4 463 € | 92 216 € | -3 062 € | 124 € | -11 087 € | 131 409 € |
| EBITDA | 361 € | 134 € | 3 422 € | -32 651 € | -2 171 € | -2 193 € |
| Net margin | -4.6% | 73.3% | -1.5% | 0.2% | -8.3% | 116.3% |
In 2024, MS PATRIMOINE achieves revenue of 98 k€. Activity remains stable over the period (CAGR: -2.9%). Significant drop of -23% vs 2023. After deducting consumption (0 €), gross margin stands at 98 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 361 €, representing 0.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -4 k€ (-4.6% of revenue), which will impact equity.
97 555 €
97 555 €
361 €
-431 €
-4 463 €
0.4%
The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
13.006%
8.918%
-3.763%
-7.899
39.7%
In 2024, the debt ratio of MS PATRIMOINE (13.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MS PATRIMOINE (8.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of MS PATRIMOINE (-7.90) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 101.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1592.5x. Operating income very largely covers interest expenses: high safety margin.
101.518
1592.521
In 2024, the liquidity ratio of MS PATRIMOINE (101.52) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of MS PATRIMOINE (1592.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 96 days. Excellent situation: suppliers finance 87 days of the operating cycle (retail model). WCR is negative (-30 days): operations structurally generate cash. Notable WCR improvement over the period (-119%), freeing up cash.
-8 087 €
9 j
96 j
0 j
-30 j
Based on 62 transactions of similar company sales
in 2024,
the value of MS PATRIMOINE is estimated at
12 218 €
(range 6 098€ - 33 445€).
With an EBITDA of 361€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MS PATRIMOINE with other companies in the same sector:
The revenue of MS PATRIMOINE in 2024 is 98 k€.
MS PATRIMOINE recorded a net loss in 2024.
The headquarters of MS PATRIMOINE is located in BRESSON (38320), in the department Isere.
The tax return of MS PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MS PATRIMOINE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.