SIREN : 809884786
MRCV FINANCES is a French company founded 11 years ago, specialized in the sector Activités des sociétés holding. Based in PORTE-DE-SAVOIE (73800), this company of category PME shows in 2025 a revenue of 208 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 207 800 € | 207 800 € | 192 800 € | 182 800 € | 157 800 € | 142 800 € | 142 800 € | 132 800 € | 125 877 € | 133 539 € |
| Net income | 34 893 € | 35 633 € | 32 863 € | 32 703 € | 20 280 € | 7 705 € | 8 769 € | 1 079 € | 3 115 € | 3 458 € |
| EBITDA | 39 894 € | 40 802 € | 37 715 € | 35 071 € | 23 623 € | 13 271 € | 11 886 € | 2 828 € | 3 669 € | 3 901 € |
| Net margin | 16.8% | 17.1% | 17.0% | 17.9% | 12.9% | 5.4% | 6.1% | 0.8% | 2.5% | 2.6% |
In 2025, MRCV FINANCES achieves revenue of 208 k€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +5.0%. Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 208 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 40 k€, representing 19.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 35 k€, i.e. 16.8% of revenue. This profit can be retained or distributed to shareholders.
207 800 €
207 800 €
39 894 €
41 179 €
34 893 €
19.2%
The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 80%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 16.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
8.957%
79.775%
16.172%
0.875
In 2025, the debt ratio of MRCV FINANCES (8.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of MRCV FINANCES (79.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of MRCV FINANCES (0.88) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 402.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
402.547
0.321
In 2025, the liquidity ratio of MRCV FINANCES (402.55) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of MRCV FINANCES (0.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 304 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 68 days. The gap of 236 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 317 days of revenue, i.e. 183 k€ to permanently finance. Over 2016-2025, WCR increased by +45%, requiring additional financing.
182 955 €
304 j
68 j
0 j
317 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 66 624€ to 327 649€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MRCV FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of MRCV FINANCES in 2025 is 208 k€.
Yes, MRCV FINANCES generated a net profit of 35 k€ in 2025.
The headquarters of MRCV FINANCES is located in PORTE-DE-SAVOIE (73800), in the department Savoie.
The tax return of MRCV FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MRCV FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.