Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2005-04-04 (21 years)Status: ActiveBusiness sector: Travaux d'installation d'équipements thermiques et de climatisationLocation: MIREBEAU (86110), Vienne
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
MQG - MONTAGE QUALITE GIROUARD is a French company
founded 21 years ago,
specialized in the sector Travaux d'installation d'équipements thermiques et de climatisation.
Based in MIREBEAU (86110),
this company of category PME
shows in 2018 a revenue of 1.3 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MQG - MONTAGE QUALITE GIROUARD (SIREN 481370625)
Indicator
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
N/C
1 284 663 €
N/C
N/C
Net income
-1 462 €
-86 379 €
31 919 €
-30 775 €
18 353 €
3 969 €
43 732 €
83 350 €
18 992 €
13 515 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
N/C
71 260 €
N/C
N/C
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
N/C
6.5%
N/C
N/C
Revenue and income statement
In 2025, MQG - MONTAGE QUALITE GIROUARD records a net loss of 1 k€. This deficit will reduce equity on the balance sheet.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-1 462 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 38%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
37.573%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
40.668%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
1.852
74.692
50.903
36.243
34.293
24.218
72.217
59.634
55.743
37.573
Financial autonomy
61.381
45.387
49.639
58.982
46.385
48.35
41.759
43.626
41.878
40.668
Repayment capacity
None
None
1.603
None
None
None
None
None
None
None
Cash flow / Revenue
None%
None%
8.156%
None%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
37.572025
2023
2024
2025
Q1: 2.81
Med: 13.61
Q3: 36.09
Average
In 2025, the debt ratio of MQG - MONTAGE QUALITE GIR... (37.57) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
40.67%2025
2023
2024
2025
Q1: 26.38%
Med: 47.22%
Q3: 63.03%
Average-19 pts over 3 years
In 2025, the financial autonomy of MQG - MONTAGE QUALITE GIR... (40.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 159.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
232.273
275.644
262.051
342.306
195.471
180.267
265.527
248.849
197.416
159.121
Interest coverage
None
None
4.907
None
None
None
None
None
None
None
Sector positioning
Liquidity ratio
159.122025
2023
2024
2025
Q1: 162.61
Med: 224.39
Q3: 319.79
Watch-36 pts over 3 years
In 2025, the liquidity ratio of MQG - MONTAGE QUALITE GIR... (159.12) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MQG - MONTAGE QUALITE GIROUARD
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
0 €
0 €
299 493 €
0 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
5
0
0
0
0
0
0
0
Customer payment term (days)
0
0
79
0
0
0
0
0
0
0
Supplier payment term (days)
0
0
35
0
0
0
0
0
0
0
Positioning of MQG - MONTAGE QUALITE GIROUARD in its sector
Comparison with sector Travaux d'installation d'équipements thermiques et de climatisation
Similar companies (Travaux d'installation d'équipements thermiques et de climatisation)
Compare MQG - MONTAGE QUALITE GIROUARD with other companies in the same sector:
Frequently asked questions about MQG - MONTAGE QUALITE GIROUARD
What is the revenue of MQG - MONTAGE QUALITE GIROUARD ?
The revenue of MQG - MONTAGE QUALITE GIROUARD in 2018 is 1.3 M€.
Is MQG - MONTAGE QUALITE GIROUARD profitable?
MQG - MONTAGE QUALITE GIROUARD recorded a net loss in 2025.
Where is the headquarters of MQG - MONTAGE QUALITE GIROUARD ?
The headquarters of MQG - MONTAGE QUALITE GIROUARD is located in MIREBEAU (86110), in the department Vienne.
Where to find the tax return of MQG - MONTAGE QUALITE GIROUARD ?
The tax return of MQG - MONTAGE QUALITE GIROUARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MQG - MONTAGE QUALITE GIROUARD operate?
MQG - MONTAGE QUALITE GIROUARD operates in the sector Travaux d'installation d'équipements thermiques et de climatisation (NAF code 43.22B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart