SIREN : 444272256
MPA ASSURANCES is a French company founded 23 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75002), this company of category PME shows in 2023 a revenue of 278 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 278 154 € | 392 041 € | 379 090 € | 353 146 € | 435 239 € | N/C |
| Net income | 599 886 € | 795 797 € | 781 972 € | 787 478 € | 859 974 € | 888 890 € |
| EBITDA | 18 466 € | 122 340 € | 96 073 € | 73 903 € | 148 129 € | N/C |
| Net margin | 215.7% | 203.0% | 206.3% | 223.0% | 197.6% | N/C |
In 2023, MPA ASSURANCES achieves revenue of 278 k€. Revenue is declining over the period 2018-2023 (CAGR: -8.6%). Significant drop of -29% vs 2021. After deducting consumption (0 €), gross margin stands at 278 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 6.6% of revenue. Warning negative scissor effect: despite revenue change (-29%), EBITDA varies by -85%, reducing margin by 24.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 600 k€, i.e. 215.7% of revenue. This profit can be retained or distributed to shareholders.
278 154 €
278 154 €
18 466 €
19 767 €
599 886 €
6.6%
The debt ratio (= Financial debt / Equity x 100) stands at 60%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 215.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
60.451%
60.637%
215.098%
2.311
In 2023, the debt ratio of MPA ASSURANCES (60.45) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of MPA ASSURANCES (60.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of MPA ASSURANCES (2.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 67.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 51.3x. Operating income very largely covers interest expenses: high safety margin.
67.246
51.311
In 2023, the liquidity ratio of MPA ASSURANCES (67.25) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2023, the interest coverage of MPA ASSURANCES (51.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 40 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 139 days. Excellent situation: suppliers finance 99 days of the operating cycle (retail model). WCR is negative (-28 days): operations structurally generate cash.
-21 635 €
40 j
139 j
0 j
-28 j
Based on 193 transactions of similar company sales (all years), the value of MPA ASSURANCES is estimated at 334 632 € (range 139 970€ - 1 312 071€). With an EBITDA of 18 466€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MPA ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of MPA ASSURANCES in 2023 is 278 k€.
Yes, MPA ASSURANCES generated a net profit of 600 k€ in 2023.
The headquarters of MPA ASSURANCES is located in PARIS (75002), in the department Paris.
The tax return of MPA ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MPA ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.