SIREN : 825399694
MOSAIQUE AUTOS is a French company founded 9 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in MAILLOT (89100), this company of category PME shows in 2020 a revenue of 329 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 |
|---|---|---|
| Revenue | 328 721 € | 364 865 € |
| Net income | 6 472 € | 7 475 € |
| EBITDA | 8 210 € | 8 711 € |
| Net margin | 2.0% | 2.0% |
In 2020, MOSAIQUE AUTOS achieves revenue of 329 k€. Slight decline of -10% vs 2019. After deducting consumption (265 k€), gross margin stands at 64 k€, i.e. a rate of 19%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 2.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 2.0% of revenue. This profit can be retained or distributed to shareholders.
328 721 €
63 996 €
8 210 €
7 614 €
6 472 €
2.5%
The debt ratio (= Financial debt / Equity x 100) stands at 160%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.8 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 2.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
159.762%
28.358%
2.15%
4.85
34.2%
In 2020, the debt ratio of MOSAIQUE AUTOS (159.76) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of MOSAIQUE AUTOS (28.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of MOSAIQUE AUTOS (4.85) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 184.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
184.243
0.0
In 2020, the liquidity ratio of MOSAIQUE AUTOS (184.24) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of MOSAIQUE AUTOS (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 41 days. Inventory turnover is 39 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 25 days of revenue, i.e. 23 k€ to permanently finance.
22 859 €
41 j
41 j
39 j
25 j
Based on 122 transactions of similar company sales in 2020, the value of MOSAIQUE AUTOS is estimated at 21 143 € (range 9 560€ - 67 234€). With an EBITDA of 8 210€, the sector multiple of 2.0x is applied. The price/revenue ratio is 0.09x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 122 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MOSAIQUE AUTOS with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of MOSAIQUE AUTOS in 2020 is 329 k€.
Yes, MOSAIQUE AUTOS generated a net profit of 6 k€ in 2020.
The headquarters of MOSAIQUE AUTOS is located in MAILLOT (89100), in the department Yonne.
The tax return of MOSAIQUE AUTOS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MOSAIQUE AUTOS operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.