MORTCERF MURS INVESTISSEMENT : revenue, balance sheet and financial ratios

MORTCERF MURS INVESTISSEMENT is a French company founded 14 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in SAINT-RAPHAEL (83700), this company of category PME shows in 2025 a revenue of 324 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MORTCERF MURS INVESTISSEMENT (SIREN 539304519)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 323 808 € 308 713 € 293 375 € 285 456 € 279 380 € 274 361 € 237 400 € 230 228 € 228 746 €
Net income -30 905 € -55 803 € -29 333 € -24 579 € -45 112 € -37 867 € -113 523 € -62 880 € -66 847 €
EBITDA 302 542 € 286 622 € 273 181 € 267 176 € 247 825 € 258 975 € 192 115 € 217 789 € 222 733 €
Net margin -9.5% -18.1% -10.0% -8.6% -16.1% -13.8% -47.8% -27.3% -29.2%

Revenue and income statement

In 2025, MORTCERF MURS INVESTISSEMENT achieves revenue of 324 k€. Revenue is growing positively over 9 years (CAGR: +4.4%). Vs 2024: +5%. After deducting consumption (0 €), gross margin stands at 324 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 303 k€, representing 93.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -31 k€ (-9.5% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

323 808 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

323 808 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

302 542 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

129 459 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-30 905 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

93.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -219%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -29%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 13.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 43.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-219.466%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-29.389%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

43.908%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

13.428

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

50.0%

Solvency indicators evolution
MORTCERF MURS INVESTISSEMENT

Sector positioning

Debt ratio
-219.47 2025
2023
2024
2025
Q1: 0.0
Med: 8.6
Q3: 104.1
Excellent

In 2025, the debt ratio of MORTCERF MURS INVESTISSEMENT (-219.47) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-29.39% 2025
2023
2024
2025
Q1: 4.51%
Med: 47.13%
Q3: 86.22%
Average

In 2025, the financial autonomy of MORTCERF MURS INVESTISSEMENT (-29.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
13.43 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 1.02 years
Q3: 9.04 years
Average

In 2025, the repayment capacity of MORTCERF MURS INVESTISSEMENT (13.43) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 0.67. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 59.6x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

0.672

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

59.598

Liquidity indicators evolution
MORTCERF MURS INVESTISSEMENT

Sector positioning

Liquidity ratio
0.67 2025
2023
2024
2025
Q1: 94.87
Med: 386.44
Q3: 1925.44
Watch

In 2025, the liquidity ratio of MORTCERF MURS INVESTISSEMENT (0.67) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
59.6x 2025
2023
2024
2025
Q1: -0.09x
Med: 0.0x
Q3: 12.18x
Excellent

In 2025, the interest coverage of MORTCERF MURS INVESTISSEMENT (59.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 742 days. Excellent situation: suppliers finance 740 days of the operating cycle (retail model). WCR is negative (-2114 days): operations structurally generate cash. Notable WCR improvement over the period (-160%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-1 901 498 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

2 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

742 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-2114 j

WCR and payment terms evolution
MORTCERF MURS INVESTISSEMENT

Positioning of MORTCERF MURS INVESTISSEMENT in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 117 transactions of similar company sales in 2025, the value of MORTCERF MURS INVESTISSEMENT is estimated at 618 299 € (range 383 748€ - 1 744 049€). With an EBITDA of 302 542€, the sector multiple of 2.7x is applied. The price/revenue ratio is 0.92x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
117 transactions
383k€ 618k€ 1744k€
618 299 € Range: 383 748€ - 1 744 049€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
302 542 € × 2.7x
Estimation 810 866 €
530 212€ - 2 369 731€
Revenue Multiple 30%
323 808 € × 0.92x
Estimation 297 355 €
139 641€ - 701 247€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare MORTCERF MURS INVESTISSEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about MORTCERF MURS INVESTISSEMENT

What is the revenue of MORTCERF MURS INVESTISSEMENT ?

The revenue of MORTCERF MURS INVESTISSEMENT in 2025 is 324 k€.

Is MORTCERF MURS INVESTISSEMENT profitable?

MORTCERF MURS INVESTISSEMENT recorded a net loss in 2025.

Where is the headquarters of MORTCERF MURS INVESTISSEMENT ?

The headquarters of MORTCERF MURS INVESTISSEMENT is located in SAINT-RAPHAEL (83700), in the department Var.

Where to find the tax return of MORTCERF MURS INVESTISSEMENT ?

The tax return of MORTCERF MURS INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MORTCERF MURS INVESTISSEMENT operate?

MORTCERF MURS INVESTISSEMENT operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.