MONTS FOURNIL : revenue, balance sheet and financial ratios

MONTS FOURNIL is a French company founded 39 years ago, specialized in the sector Fabrication industrielle de pain et de pâtisserie fraîche. Based in SAINT-JEAN-DE-MONTS (85160), this company of category ETI shows in 2021 a revenue of 77.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MONTS FOURNIL (SIREN 338298219)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016 2015 2014
Revenue N/C N/C 77 062 632 € 63 257 156 € 76 640 639 € 71 596 987 € 65 059 750 € 62 945 994 € 61 754 902 € 59 867 307 €
Net income 2 179 939 € 3 193 973 € 2 772 111 € 1 249 050 € 2 421 544 € 1 201 681 € 1 870 756 € 1 776 602 € 1 267 732 € 1 725 134 €
EBITDA N/C N/C 8 865 661 € 5 688 887 € 7 222 370 € 5 376 478 € 6 403 608 € 6 402 222 € 6 349 023 € 6 375 780 €
Net margin N/C N/C 3.6% 2.0% 3.2% 1.7% 2.9% 2.8% 2.1% 2.9%

Revenue and income statement

In 2024, MONTS FOURNIL generates positive net income of 2.2 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2014-2024: 1.7 M€ -> 2.2 M€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 179 939 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 17%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

16.86%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

61.056%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

36.9%

Solvency indicators evolution
MONTS FOURNIL

Sector positioning

Debt ratio
16.86 2024
2021
2023
2024
Q1: 0.0
Med: 31.42
Q3: 102.95
Good -7 pts over 3 years

In 2024, the debt ratio of MONTS FOURNIL (16.86) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
61.06% 2024
2021
2023
2024
Q1: 9.55%
Med: 32.31%
Q3: 55.95%
Excellent +5 pts over 3 years

In 2024, the financial autonomy of MONTS FOURNIL (61.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.37 years 2021
2021
Q1: -0.0 years
Med: 0.34 years
Q3: 3.29 years
Average

In 2021, the repayment capacity of MONTS FOURNIL (1.37) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 195.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

195.77

Liquidity indicators evolution
MONTS FOURNIL

Sector positioning

Liquidity ratio
195.77 2024
2021
2023
2024
Q1: 102.33
Med: 151.65
Q3: 234.58
Good +12 pts over 3 years

In 2024, the liquidity ratio of MONTS FOURNIL (195.77) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
30.43x 2021
2021
Q1: -0.01x
Med: 0.82x
Q3: 4.16x
Excellent

In 2021, the interest coverage of MONTS FOURNIL (30.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MONTS FOURNIL

Positioning of MONTS FOURNIL in its sector

Comparison with sector Fabrication industrielle de pain et de pâtisserie fraîche

Valuation estimate

Based on 203 transactions of similar company sales in 2024, the value of MONTS FOURNIL is estimated at 19 209 896 € (range 9 951 052€ - 36 030 458€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
203 transactions
9951k€ 19209k€ 36030k€
19 209 896 € Range: 9 951 052€ - 36 030 458€
NAF 5 année 2024

Valuation method used

Net Income Multiple
2 179 939 € × 8.8x = 19 209 896 €
Range: 9 951 052€ - 36 030 458€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 203 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication industrielle de pain et de pâtisserie fraîche)

Compare MONTS FOURNIL with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication industrielle de pain et de pâtisserie fraîche

Frequently asked questions about MONTS FOURNIL

What is the revenue of MONTS FOURNIL ?

The revenue of MONTS FOURNIL in 2021 is 77.1 M€.

Is MONTS FOURNIL profitable?

Yes, MONTS FOURNIL generated a net profit of 2.2 M€ in 2024.

Where is the headquarters of MONTS FOURNIL ?

The headquarters of MONTS FOURNIL is located in SAINT-JEAN-DE-MONTS (85160), in the department Vendee.

Where to find the tax return of MONTS FOURNIL ?

The tax return of MONTS FOURNIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MONTS FOURNIL operate?

MONTS FOURNIL operates in the sector Fabrication industrielle de pain et de pâtisserie fraîche (NAF code 10.71A). See the 'Sector positioning' section above to compare the company with its competitors.