MONTROYAL IMMOBILIER : revenue, balance sheet and financial ratios

MONTROYAL IMMOBILIER is a French company founded 23 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in REIMS (51100), this company of category PME shows in 2021 a revenue of 4.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MONTROYAL IMMOBILIER (SIREN 444790422)
Indicator 2021 2020 2019 2018 2017 2016 2015
Revenue 4 699 978 € 908 567 € 6 326 180 € 8 244 740 € 3 144 585 € 2 649 398 € 4 643 061 €
Net income 843 960 € -1 262 865 € -253 892 € 117 035 € 246 031 € 1 647 387 € 1 595 885 €
EBITDA -515 095 € -1 066 520 € -1 133 574 € -698 070 € -875 754 € -10 101 € -116 470 €
Net margin 18.0% -139.0% -4.0% 1.4% 7.8% 62.2% 34.4%

Revenue and income statement

In 2021, MONTROYAL IMMOBILIER achieves revenue of 4.7 M€. Revenue is growing positively over 7 years (CAGR: +0.2%). Vs 2020, growth of +417% (909 k€ -> 4.7 M€). After deducting consumption (929 €), gross margin stands at 4.7 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -515 k€, representing -11.0% of revenue. Positive scissor effect: EBITDA margin improves by +106.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 844 k€, i.e. 18.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

4 699 978 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

4 699 049 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-515 095 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-98 363 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

843 960 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-11.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 9.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

52.285%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

60.527%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

9.297%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

5.288

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

16.6%

Solvency indicators evolution
MONTROYAL IMMOBILIER

Sector positioning

Debt ratio
52.28 2021
2019
2020
2021
Q1: -2.02
Med: 12.56
Q3: 178.66
Average

In 2021, the debt ratio of MONTROYAL IMMOBILIER (52.28) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
60.53% 2021
2019
2020
2021
Q1: 2.35%
Med: 38.31%
Q3: 81.36%
Good

In 2021, the financial autonomy of MONTROYAL IMMOBILIER (60.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
5.29 years 2021
2019
2020
2021
Q1: -0.0 years
Med: 0.54 years
Q3: 9.67 years
Average +38 pts over 3 years

In 2021, the repayment capacity of MONTROYAL IMMOBILIER (5.29) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 651.20. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

651.199

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-31.682

Liquidity indicators evolution
MONTROYAL IMMOBILIER

Sector positioning

Liquidity ratio
651.2 2021
2019
2020
2021
Q1: 84.5
Med: 265.45
Q3: 1031.6
Good

In 2021, the liquidity ratio of MONTROYAL IMMOBILIER (651.20) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-31.68x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.0x
Q3: 12.95x
Average

In 2021, the interest coverage of MONTROYAL IMMOBILIER (-31.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 186 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 425 days. Excellent situation: suppliers finance 239 days of the operating cycle (retail model). Inventory turnover is 64 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 310 days of revenue, i.e. 4.1 M€ to permanently finance. Notable WCR improvement over the period (-35%), freeing up cash.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

4 053 684 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

186 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

425 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

64 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

310 j

WCR and payment terms evolution
MONTROYAL IMMOBILIER

Positioning of MONTROYAL IMMOBILIER in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 178 transactions of similar company sales in 2021, the value of MONTROYAL IMMOBILIER is estimated at 4 174 142 € (range 1 604 332€ - 10 011 200€). The price/revenue ratio is 0.70x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
178 transactions
1604k€ 4174k€ 10011k€
4 174 142 € Range: 1 604 332€ - 10 011 200€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
4 699 978 € × 0.70x
Estimation 3 286 790 €
1 149 927€ - 8 653 930€
Net Income Multiple 20%
843 960 € × 6.5x
Estimation 5 505 171 €
2 285 940€ - 12 047 106€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 178 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare MONTROYAL IMMOBILIER with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about MONTROYAL IMMOBILIER

What is the revenue of MONTROYAL IMMOBILIER ?

The revenue of MONTROYAL IMMOBILIER in 2021 is 4.7 M€.

Is MONTROYAL IMMOBILIER profitable?

Yes, MONTROYAL IMMOBILIER generated a net profit of 844 k€ in 2021.

Where is the headquarters of MONTROYAL IMMOBILIER ?

The headquarters of MONTROYAL IMMOBILIER is located in REIMS (51100), in the department Marne.

Where to find the tax return of MONTROYAL IMMOBILIER ?

The tax return of MONTROYAL IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MONTROYAL IMMOBILIER operate?

MONTROYAL IMMOBILIER operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.