MONTOIR BULK TERMINAL (MBT) : revenue, balance sheet and financial ratios

MONTOIR BULK TERMINAL (MBT) is a French company founded 16 years ago, specialized in the sector Manutention portuaire. Based in MONTOIR-DE-BRETAGNE (44550), this company of category ETI shows in 2024 a revenue of 19.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MONTOIR BULK TERMINAL (MBT) (SIREN 521203901)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 19 121 225 € 16 941 069 € 17 157 874 € 16 583 559 € 14 313 816 € 14 456 017 € 14 269 669 € 14 318 616 € 12 814 889 €
Net income -345 591 € 2 023 090 € 2 228 € 402 233 € 215 978 € -353 355 € 367 553 € 376 617 € 265 849 €
EBITDA 1 573 585 € 1 304 285 € 1 370 600 € 2 286 624 € 1 372 211 € 1 390 050 € 1 312 285 € 1 509 704 € 1 076 059 €
Net margin -1.8% 11.9% 0.0% 2.4% 1.5% -2.4% 2.6% 2.6% 2.1%

Revenue and income statement

In 2024, MONTOIR BULK TERMINAL (MBT) achieves revenue of 19.1 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.1%. Vs 2023, growth of +13% (16.9 M€ -> 19.1 M€). After deducting consumption (35 k€), gross margin stands at 19.1 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.6 M€, representing 8.2% of revenue. This level of operating margin is satisfactory for the sector. Net income is negative at -346 k€ (-1.8% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

19 121 225 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

19 086 408 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 573 585 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

656 660 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-345 591 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

8.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.587%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

44.306%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.347%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.303

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

44.0%

Solvency indicators evolution
MONTOIR BULK TERMINAL (MBT)

Sector positioning

Debt ratio
2.59 2024
2022
2023
2024
Q1: 0.0
Med: 0.12
Q3: 32.9
Average +20 pts over 3 years

In 2024, the debt ratio of MONTOIR BULK TERMINAL (MBT) (2.59) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
44.31% 2024
2022
2023
2024
Q1: 2.46%
Med: 31.11%
Q3: 53.2%
Good

In 2024, the financial autonomy of MONTOIR BULK TERMINAL (MBT) (44.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.3 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.32 years
Average +6 pts over 3 years

In 2024, the repayment capacity of MONTOIR BULK TERMINAL (MBT) (0.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 83.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.7x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

83.487

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.743

Liquidity indicators evolution
MONTOIR BULK TERMINAL (MBT)

Sector positioning

Liquidity ratio
83.49 2024
2022
2023
2024
Q1: 100.02
Med: 150.5
Q3: 213.08
Watch -10 pts over 3 years

In 2024, the liquidity ratio of MONTOIR BULK TERMINAL (MBT) (83.49) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
0.74x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.28x
Q3: 7.42x
Good +22 pts over 3 years

In 2024, the interest coverage of MONTOIR BULK TERMINAL (MBT) (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 45 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 77 days. Excellent situation: suppliers finance 32 days of the operating cycle (retail model). Inventory turnover is 10 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 39 days of revenue, i.e. 2.1 M€ to permanently finance. Over 2016-2024, WCR increased by +219%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 073 314 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

45 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

77 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

10 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

39 j

WCR and payment terms evolution
MONTOIR BULK TERMINAL (MBT)

Positioning of MONTOIR BULK TERMINAL (MBT) in its sector

Comparison with sector Manutention portuaire

Valuation estimate

Based on 205 transactions of similar company sales (all years), the value of MONTOIR BULK TERMINAL (MBT) is estimated at 1 984 755 € (range 1 010 728€ - 5 444 948€). With an EBITDA of 1 573 585€, the sector multiple of 0.9x is applied. The price/revenue ratio is 0.15x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
205 transactions
1010k€ 1984k€ 5444k€
1 984 755 € Range: 1 010 728€ - 5 444 948€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 573 585 € × 0.9x
Estimation 1 457 793 €
514 899€ - 3 357 919€
Revenue Multiple 30%
19 121 225 € × 0.15x
Estimation 2 863 028 €
1 837 111€ - 8 923 329€
How is this estimate calculated?

This estimate is based on the analysis of 205 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Manutention portuaire)

Compare MONTOIR BULK TERMINAL (MBT) with other companies in the same sector:

Voir toutes les statistiques du secteur Manutention portuaire

Frequently asked questions about MONTOIR BULK TERMINAL (MBT)

What is the revenue of MONTOIR BULK TERMINAL (MBT) ?

The revenue of MONTOIR BULK TERMINAL (MBT) in 2024 is 19.1 M€.

Is MONTOIR BULK TERMINAL (MBT) profitable?

MONTOIR BULK TERMINAL (MBT) recorded a net loss in 2024.

Where is the headquarters of MONTOIR BULK TERMINAL (MBT) ?

The headquarters of MONTOIR BULK TERMINAL (MBT) is located in MONTOIR-DE-BRETAGNE (44550), in the department Loire-Atlantique.

Where to find the tax return of MONTOIR BULK TERMINAL (MBT) ?

The tax return of MONTOIR BULK TERMINAL (MBT) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MONTOIR BULK TERMINAL (MBT) operate?

MONTOIR BULK TERMINAL (MBT) operates in the sector Manutention portuaire (NAF code 52.24A). See the 'Sector positioning' section above to compare the company with its competitors.