MONTELIMAR AGGLOMERATION HABITAT : revenue, balance sheet and financial ratios

MONTELIMAR AGGLOMERATION HABITAT is a French company founded 5 years ago, specialized in the sector Location de logements. Based in MONTELIMAR (26200), this company of category PME shows in 2023 a revenue of 12.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MONTELIMAR AGGLOMERATION HABITAT (SIREN 892410689)
Indicator 2023 2022 2021
Revenue 12 166 011 € 11 728 801 € 11 280 181 €
Net income -866 158 € -130 562 € 88 784 €
EBITDA 3 884 255 € 3 326 763 € 3 446 769 €
Net margin -7.1% -1.1% 0.8%

Revenue and income statement

In 2023, MONTELIMAR AGGLOMERATION HABITAT achieves revenue of 12.2 M€. Revenue is growing positively over 3 years (CAGR: +3.9%). Vs 2022: +4%. After deducting consumption (702 k€), gross margin stands at 11.5 M€, i.e. a rate of 94%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3.9 M€, representing 31.9% of revenue. Positive scissor effect: EBITDA margin improves by +3.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -866 k€ (-7.1% of revenue), which will impact equity.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

12 166 011 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

11 463 577 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

3 884 255 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-190 231 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-866 158 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

31.9%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 119%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 26.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

118.686%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

45.125%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

26.704%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

17.036

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

55.3%

Solvency indicators evolution
MONTELIMAR AGGLOMERATION HABITAT

Sector positioning

Debt ratio
118.69 2023
2021
2022
2023
Q1: -264.19
Med: 0.0
Q3: 71.11
Average

In 2023, the debt ratio of MONTELIMAR AGGLOMERATION ... (118.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
45.12% 2023
2021
2022
2023
Q1: 0.0%
Med: 12.19%
Q3: 70.65%
Good +14 pts over 3 years

In 2023, the financial autonomy of MONTELIMAR AGGLOMERATION ... (45.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
17.04 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.2 years
Q3: 15.27 years
Average

In 2023, the repayment capacity of MONTELIMAR AGGLOMERATION ... (17.04) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1164.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 38.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1164.888

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

38.701

Liquidity indicators evolution
MONTELIMAR AGGLOMERATION HABITAT

Sector positioning

Liquidity ratio
1164.89 2023
2021
2022
2023
Q1: 17.51
Med: 201.89
Q3: 1006.4
Excellent

In 2023, the liquidity ratio of MONTELIMAR AGGLOMERATION ... (1164.89) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
38.7x 2023
2021
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 18.07x
Excellent

In 2023, the interest coverage of MONTELIMAR AGGLOMERATION ... (38.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 60 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Inventory turnover is 3 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 65 days of revenue, i.e. 2.2 M€ to permanently finance. Over 2021-2023, WCR increased by +22%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 200 345 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

60 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

60 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

3 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

65 j

WCR and payment terms evolution
MONTELIMAR AGGLOMERATION HABITAT

Positioning of MONTELIMAR AGGLOMERATION HABITAT in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 215 transactions of similar company sales in 2023, the value of MONTELIMAR AGGLOMERATION HABITAT is estimated at 14 840 614 € (range 4 234 948€ - 25 432 518€). With an EBITDA of 3 884 255€, the sector multiple of 5.2x is applied. The price/revenue ratio is 0.51x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
215 transactions
4234k€ 14840k€ 25432k€
14 840 614 € Range: 4 234 948€ - 25 432 518€
NAF 5 année 2023

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
3 884 255 € × 5.2x
Estimation 20 017 679 €
5 078 711€ - 32 165 043€
Revenue Multiple 30%
12 166 011 € × 0.51x
Estimation 6 212 173 €
2 828 678€ - 14 211 643€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 215 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare MONTELIMAR AGGLOMERATION HABITAT with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about MONTELIMAR AGGLOMERATION HABITAT

What is the revenue of MONTELIMAR AGGLOMERATION HABITAT ?

The revenue of MONTELIMAR AGGLOMERATION HABITAT in 2023 is 12.2 M€.

Is MONTELIMAR AGGLOMERATION HABITAT profitable?

MONTELIMAR AGGLOMERATION HABITAT recorded a net loss in 2023.

Where is the headquarters of MONTELIMAR AGGLOMERATION HABITAT ?

The headquarters of MONTELIMAR AGGLOMERATION HABITAT is located in MONTELIMAR (26200), in the department Drome.

Where to find the tax return of MONTELIMAR AGGLOMERATION HABITAT ?

The tax return of MONTELIMAR AGGLOMERATION HABITAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MONTELIMAR AGGLOMERATION HABITAT operate?

MONTELIMAR AGGLOMERATION HABITAT operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.