SIREN : 501736789
MONTEL INVEST SAS is a French company founded 18 years ago, specialized in the sector Activités des sociétés holding. Based in BRIOUDE (43100), this company of category PME shows in 2023 a revenue of 649 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2017 |
|---|---|---|---|---|---|
| Revenue | 649 030 € | 660 067 € | 574 210 € | 664 996 € | 631 777 € |
| Net income | 3 167 € | 376 € | -22 747 € | 1 434 € | 7 422 € |
| EBITDA | 4 419 € | 51 142 € | 13 399 € | 31 930 € | 20 676 € |
| Net margin | 0.5% | 0.1% | -4.0% | 0.2% | 1.2% |
In 2023, MONTEL INVEST SAS achieves revenue of 649 k€. Revenue is growing positively over 5 years (CAGR: +0.5%). Slight decline of -2% vs 2022. After deducting consumption (0 €), gross margin stands at 649 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4 k€, representing 0.7% of revenue. Warning negative scissor effect: despite revenue change (-2%), EBITDA varies by -91%, reducing margin by 7.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 0.5% of revenue. This profit can be retained or distributed to shareholders.
649 030 €
649 030 €
4 419 €
-37 055 €
3 167 €
0.7%
The debt ratio (= Financial debt / Equity x 100) stands at 54%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 64%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 92.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
54.441%
63.667%
4.759%
91.953
20.5%
In 2023, the debt ratio of MONTEL INVEST SAS (54.44) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of MONTEL INVEST SAS (63.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of MONTEL INVEST SAS (91.95) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1399.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4521.7x. Operating income very largely covers interest expenses: high safety margin.
1399.357
4521.702
In 2023, the liquidity ratio of MONTEL INVEST SAS (1399.36) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of MONTEL INVEST SAS (4521.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 194 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 21 days. The gap of 173 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 997 days of revenue, i.e. 1.8 M€ to permanently finance. Notable WCR improvement over the period (-85%), freeing up cash.
1 796 612 €
194 j
21 j
0 j
997 j
Based on 63 transactions of similar company sales
in 2023,
the value of MONTEL INVEST SAS is estimated at
62 827 €
(range 39 020€ - 165 005€).
With an EBITDA of 4 419€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MONTEL INVEST SAS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of MONTEL INVEST SAS in 2023 is 649 k€.
Yes, MONTEL INVEST SAS generated a net profit of 3 k€ in 2023.
The headquarters of MONTEL INVEST SAS is located in BRIOUDE (43100), in the department Haute-Loire.
The tax return of MONTEL INVEST SAS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MONTEL INVEST SAS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.