SIREN : 881675466
MONTAIGNE PATRIMOINE is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in CAMON (80450), this company of category PME shows in 2022 a revenue of 793 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 |
|---|---|---|
| Revenue | 793 178 € | 12 500 € |
| Net income | -31 478 € | -131 762 € |
| EBITDA | 78 443 € | -32 812 € |
| Net margin | -4.0% | -1054.1% |
In 2022, MONTAIGNE PATRIMOINE achieves revenue of 793 k€. Vs 2021, growth of +6245% (12 k€ -> 793 k€). After deducting consumption (658 k€), gross margin stands at 135 k€, i.e. a rate of 17%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 78 k€, representing 9.9% of revenue. Positive scissor effect: EBITDA margin improves by +272.4 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Net income is negative at -31 k€ (-4.0% of revenue), which will impact equity.
793 178 €
135 411 €
78 443 €
92 826 €
-31 478 €
9.9%
The debt ratio (= Financial debt / Equity x 100) stands at -221%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -80%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
-220.989%
-80.341%
-5.823%
-7.763
In 2022, the debt ratio of MONTAIGNE PATRIMOINE (-220.99) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2022, the financial autonomy of MONTAIGNE PATRIMOINE (-80.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of MONTAIGNE PATRIMOINE (-7.76) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 3489.18. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.1x. Operating income very largely covers interest expenses: high safety margin.
3489.178
9.095
In 2022, the liquidity ratio of MONTAIGNE PATRIMOINE (3489.18) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2022, the interest coverage of MONTAIGNE PATRIMOINE (9.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 5 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Inventory turnover is 7 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 87 days of revenue, i.e. 191 k€ to permanently finance.
191 235 €
5 j
9 j
7 j
87 j
Based on 109 transactions of similar company sales in 2022, the value of MONTAIGNE PATRIMOINE is estimated at 373 857 € (range 202 884€ - 740 060€). With an EBITDA of 78 443€, the sector multiple of 4.2x is applied. The price/revenue ratio is 0.56x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MONTAIGNE PATRIMOINE with other companies in the same sector:
The revenue of MONTAIGNE PATRIMOINE in 2022 is 793 k€.
MONTAIGNE PATRIMOINE recorded a net loss in 2022.
The headquarters of MONTAIGNE PATRIMOINE is located in CAMON (80450), in the department Somme.
The tax return of MONTAIGNE PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MONTAIGNE PATRIMOINE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.