MONTAGES G.N. : revenue, balance sheet and financial ratios

MONTAGES G.N. is a French company founded 10 years ago, specialized in the sector Autres travaux d'installation n.c.a.. Based in REVEL (31250), this company of category PME shows in 2017 a revenue of 80 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MONTAGES G.N. (SIREN 818502569)
Indicator 2017 2016
Revenue 80 390 € 86 389 €
Net income -3 475 € 10 807 €
EBITDA -708 € 14 623 €
Net margin -4.3% 12.5%

Revenue and income statement

In 2017, MONTAGES G.N. achieves revenue of 80 k€. Slight decline of -7% vs 2016. After deducting consumption (87 €), gross margin stands at 80 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -708 €, representing -0.9% of revenue. Warning negative scissor effect: despite revenue change (-7%), EBITDA varies by -105%, reducing margin by 17.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -3 k€ (-4.3% of revenue), which will impact equity.

Revenue (2017) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

80 390 €

Gross margin (2017) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

80 303 €

EBITDA (2017) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-708 €

EBIT (2017) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-3 003 €

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-3 475 €

EBITDA margin (2017) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-0.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 146%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 54%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

145.585%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

53.725%

Cash flow / Revenue (2017) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1.47%

Repayment capacity (2017) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-7.294

Asset age ratio (2017) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

64.4%

Solvency indicators evolution
MONTAGES G.N.

Sector positioning

Debt ratio
145.59 2017
2016
2017
Q1: 0.69
Med: 14.22
Q3: 47.84
Watch

In 2017, the debt ratio of MONTAGES G.N. (145.59) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
53.73% 2017
2016
2017
Q1: 12.8%
Med: 30.98%
Q3: 51.93%
Excellent

In 2017, the financial autonomy of MONTAGES G.N. (53.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-7.29 years 2017
2016
2017
Q1: 0.0 years
Med: 0.09 years
Q3: 1.02 years
Excellent -51 pts over 2 years

In 2017, the repayment capacity of MONTAGES G.N. (-7.29) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 242.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

242.01

Interest coverage (2017) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-37.571

Liquidity indicators evolution
MONTAGES G.N.

Sector positioning

Liquidity ratio
242.01 2017
2016
2017
Q1: 142.8
Med: 190.07
Q3: 275.33
Good -10 pts over 2 years

In 2017, the liquidity ratio of MONTAGES G.N. (242.01) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-37.57x 2017
2016
2017
Q1: 0.0x
Med: 0.23x
Q3: 2.49x
Average -40 pts over 2 years

In 2017, the interest coverage of MONTAGES G.N. (-37.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 28 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. The company must finance 23 days of gap between collections and payments. Overall, WCR represents 3 days of revenue, i.e. 560 € to permanently finance.

Operating WCR (2017) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

560 €

Customer credit (2017) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

28 j

Supplier credit (2017) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

5 j

Inventory turnover (2017) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2017) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

3 j

WCR and payment terms evolution
MONTAGES G.N.

Positioning of MONTAGES G.N. in its sector

Comparison with sector Autres travaux d'installation n.c.a.

Valuation estimate

Based on 58 transactions of similar company sales (all years), the value of MONTAGES G.N. is estimated at 16 373 € (range 10 534€ - 24 318€). The price/revenue ratio is 0.20x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2017
58 tx
10k€ 16k€ 24k€
16 373 € Range: 10 534€ - 24 318€
NAF 5 all-time

Valuation method used

Revenue Multiple
80 390 € × 0.20x = 16 374 €
Range: 10 534€ - 24 318€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 58 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres travaux d'installation n.c.a.)

Compare MONTAGES G.N. with other companies in the same sector:

Voir toutes les statistiques du secteur Autres travaux d'installation n.c.a.

Frequently asked questions about MONTAGES G.N.

What is the revenue of MONTAGES G.N. ?

The revenue of MONTAGES G.N. in 2017 is 80 k€.

Is MONTAGES G.N. profitable?

MONTAGES G.N. recorded a net loss in 2017.

Where is the headquarters of MONTAGES G.N. ?

The headquarters of MONTAGES G.N. is located in REVEL (31250), in the department Haute-Garonne.

Where to find the tax return of MONTAGES G.N. ?

The tax return of MONTAGES G.N. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MONTAGES G.N. operate?

MONTAGES G.N. operates in the sector Autres travaux d'installation n.c.a. (NAF code 43.29B). See the 'Sector positioning' section above to compare the company with its competitors.