MONTAGE AFFAIRES CONSEIL COORDIN COMMERC : revenue, balance sheet and financial ratios

MONTAGE AFFAIRES CONSEIL COORDIN COMMERC is a French company founded 24 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in ARLEUX-EN-GOHELLE (62580), this company of category PME shows in 2024 a revenue of 92 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MONTAGE AFFAIRES CONSEIL COORDIN COMMERC (SIREN 439661158)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 92 241 € 91 551 € 86 775 € 74 441 € 78 516 € 81 133 € 79 744 € 71 303 € 67 717 €
Net income 29 112 € 32 890 € 24 311 € 8 756 € 18 606 € 21 354 € 15 782 € 3 115 € 6 142 €
EBITDA 29 781 € 32 156 € 21 676 € 12 791 € 18 288 € 20 575 € 27 245 € 16 923 € 12 301 €
Net margin 31.6% 35.9% 28.0% 11.8% 23.7% 26.3% 19.8% 4.4% 9.1%

Revenue and income statement

In 2024, MONTAGE AFFAIRES CONSEIL COORDIN COMMERC achieves revenue of 92 k€. Revenue is growing positively over 9 years (CAGR: +3.9%). Vs 2023: +1%. After deducting consumption (0 €), gross margin stands at 92 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 30 k€, representing 32.3% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -7%, reducing margin by 2.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 29 k€, i.e. 31.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

92 241 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

92 241 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

29 781 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

29 053 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

29 112 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

32.3%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 32.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

9.109%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

88.596%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

32.351%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.935

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

14.1%

Solvency indicators evolution
MONTAGE AFFAIRES CONSEIL COORDIN COMMERC

Sector positioning

Debt ratio
9.11 2024
2022
2023
2024
Q1: 0.0
Med: 3.98
Q3: 41.81
Average

In 2024, the debt ratio of MONTAGE AFFAIRES CONSEIL ... (9.11) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
88.6% 2024
2022
2023
2024
Q1: 4.2%
Med: 38.87%
Q3: 76.44%
Excellent

In 2024, the financial autonomy of MONTAGE AFFAIRES CONSEIL ... (88.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.94 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.1 years
Average

In 2024, the repayment capacity of MONTAGE AFFAIRES CONSEIL ... (0.94) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2666.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2666.762

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
MONTAGE AFFAIRES CONSEIL COORDIN COMMERC

Sector positioning

Liquidity ratio
2666.76 2024
2022
2023
2024
Q1: 138.87
Med: 313.12
Q3: 966.61
Excellent

In 2024, the liquidity ratio of MONTAGE AFFAIRES CONSEIL ... (2666.76) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 0.26x
Average

In 2024, the interest coverage of MONTAGE AFFAIRES CONSEIL ... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 33 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 11 days. The company must finance 22 days of gap between collections and payments. Overall, WCR represents 4 days of revenue, i.e. 1 k€ to permanently finance. Notable WCR improvement over the period (-92%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 062 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

33 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

11 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

4 j

WCR and payment terms evolution
MONTAGE AFFAIRES CONSEIL COORDIN COMMERC

Positioning of MONTAGE AFFAIRES CONSEIL COORDIN COMMERC in its sector

Comparison with sector Conseil pour les affaires et autres conseils de gestion

Valuation estimate

Based on 69 transactions of similar company sales in 2024, the value of MONTAGE AFFAIRES CONSEIL COORDIN COMMERC is estimated at 121 965 € (range 38 442€ - 222 620€). With an EBITDA of 29 781€, the sector multiple of 4.3x is applied. The price/revenue ratio is 0.66x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
69 tx
38k€ 121k€ 222k€
121 965 € Range: 38 442€ - 222 620€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
29 781 € × 4.3x
Estimation 126 818 €
25 213€ - 203 038€
Revenue Multiple 30%
92 241 € × 0.66x
Estimation 60 778 €
35 371€ - 67 205€
Net Income Multiple 20%
29 112 € × 6.9x
Estimation 201 615 €
76 126€ - 504 700€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Conseil pour les affaires et autres conseils de gestion)

Compare MONTAGE AFFAIRES CONSEIL COORDIN COMMERC with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion

Frequently asked questions about MONTAGE AFFAIRES CONSEIL COORDIN COMMERC

What is the revenue of MONTAGE AFFAIRES CONSEIL COORDIN COMMERC ?

The revenue of MONTAGE AFFAIRES CONSEIL COORDIN COMMERC in 2024 is 92 k€.

Is MONTAGE AFFAIRES CONSEIL COORDIN COMMERC profitable?

Yes, MONTAGE AFFAIRES CONSEIL COORDIN COMMERC generated a net profit of 29 k€ in 2024.

Where is the headquarters of MONTAGE AFFAIRES CONSEIL COORDIN COMMERC ?

The headquarters of MONTAGE AFFAIRES CONSEIL COORDIN COMMERC is located in ARLEUX-EN-GOHELLE (62580), in the department Pas-de-Calais.

Where to find the tax return of MONTAGE AFFAIRES CONSEIL COORDIN COMMERC ?

The tax return of MONTAGE AFFAIRES CONSEIL COORDIN COMMERC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MONTAGE AFFAIRES CONSEIL COORDIN COMMERC operate?

MONTAGE AFFAIRES CONSEIL COORDIN COMMERC operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.