SIREN : 381192384
MONEFIS is a French company founded 35 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in ANCENIS-SAINT-GEREON (44150), this company of category PME shows in 2023 a revenue of 628 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 627 504 € | 659 723 € | 629 481 € | 578 202 € | 579 562 € | 545 506 € | 571 201 € | 545 974 € |
| Net income | 1 621 760 € | 561 361 € | 103 904 € | 88 307 € | 108 521 € | 80 454 € | 204 658 € | 50 474 € |
| EBITDA | 129 366 € | 335 863 € | 310 830 € | 257 082 € | 230 745 € | 169 547 € | 231 249 € | 137 034 € |
| Net margin | 258.4% | 85.1% | 16.5% | 15.3% | 18.7% | 14.7% | 35.8% | 9.2% |
In 2023, MONEFIS achieves revenue of 628 k€. Revenue is growing positively over 8 years (CAGR: +2.0%). Slight decline of -5% vs 2022. After deducting consumption (0 €), gross margin stands at 628 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 129 k€, representing 20.6% of revenue. Warning negative scissor effect: despite revenue change (-5%), EBITDA varies by -61%, reducing margin by 30.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.6 M€, i.e. 258.4% of revenue. This profit can be retained or distributed to shareholders.
627 504 €
627 504 €
129 366 €
23 268 €
1 621 760 €
20.6%
The debt ratio (= Financial debt / Equity x 100) stands at 28%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 69.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
27.765%
73.57%
69.667%
4.477
44.1%
In 2023, the debt ratio of MONEFIS (27.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of MONEFIS (73.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of MONEFIS (4.48) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2151.12. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.3x. Operating income very largely covers interest expenses: high safety margin.
2151.119
7.309
In 2023, the liquidity ratio of MONEFIS (2151.12) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of MONEFIS (7.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 62 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 19 days. The gap of 43 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-39 days): operations structurally generate cash. Notable WCR improvement over the period (-108%), freeing up cash.
-68 467 €
62 j
19 j
0 j
-39 j
Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 2 157 091€ to 5 897 904€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MONEFIS with other companies in the same sector:
Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires
The revenue of MONEFIS in 2023 is 628 k€.
Yes, MONEFIS generated a net profit of 1.6 M€ in 2023.
The headquarters of MONEFIS is located in ANCENIS-SAINT-GEREON (44150), in the department Loire-Atlantique.
The tax return of MONEFIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MONEFIS operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.