MONDIS VAL DE LOIRE : revenue, balance sheet and financial ratios

In 2025, MONDIS VAL DE LOIRE achieves revenue of 955 k€. Revenue is declining over the period 2017-2025 (CAGR: -33.4%). Slight decline of -8% vs 2024. After deducting consumption (-963 €), gross margin stands at 956 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 836 k€, representing 87.6% of revenue. Warning negative scissor effect: despite revenue change (-8%), EBITDA varies by -15%, reducing margin by 7.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 369 k€, i.e. 38.6% of revenue. This profit can be retained or distributed to shareholders.

The debt ratio (= Financial debt / Equity x 100) stands at 97%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 62.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

The liquidity ratio (= Current assets / Current liabilities) stands at 495.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.6x. Operating income very largely covers interest expenses: high safety margin.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 54 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 291 days. Excellent situation: suppliers finance 237 days of the operating cycle (retail model). WCR is negative (-21 days): operations structurally generate cash. Notable WCR improvement over the period (-112%), freeing up cash.

Based on 117 transactions of similar company sales in 2025, the value of MONDIS VAL DE LOIRE is estimated at 1 725 694 € (range 949 378€ - 4 691 041€). With an EBITDA of 836 424€, the sector multiple of 2.7x is applied. The price/revenue ratio is 0.92x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.