MONCLAIR LOGISTICS (SAINT QUENTIN FALLAVIER) SNC : revenue, balance sheet and financial ratios

In 2024, MONCLAIR LOGISTICS (SAINT QUENTIN FALLAVIER) SNC achieves revenue of 1.0 M€. Revenue is growing positively over 8 years (CAGR: +1.1%). Significant drop of -11% vs 2023. After deducting consumption (0 €), gross margin stands at 1.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 481 k€, representing 47.7% of revenue. Warning negative scissor effect: despite revenue change (-11%), EBITDA varies by -35%, reducing margin by 17.7 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -317 k€ (-31.4% of revenue), which will impact equity.

The debt ratio (= Financial debt / Equity x 100) stands at 173%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 126.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 8.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

The liquidity ratio (= Current assets / Current liabilities) stands at 318.74. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 83.7x. Operating income very largely covers interest expenses: high safety margin.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 208 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 104 days. The gap of 104 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 85 days of revenue, i.e. 239 k€ to permanently finance. Notable WCR improvement over the period (-52%), freeing up cash.

Based on 169 transactions of similar company sales in 2024, the value of MONCLAIR LOGISTICS (SAINT QUENTIN FALLAVIER) SNC is estimated at 1 987 947 € (range 562 021€ - 3 572 592€). With an EBITDA of 480 896€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.