SIREN : 330507575
MONBIL is a French company founded 41 years ago, specialized in the sector Supermarchés. Based in BILLOM (63160), this company of category PME shows in 2024 a revenue of 12.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 12 533 768 € | 12 547 829 € | 11 248 060 € | 10 262 898 € | 9 629 989 € | 9 365 217 € | 8 666 966 € | 8 188 684 € |
| Net income | 1 008 788 € | 763 411 € | 566 895 € | 542 072 € | 396 374 € | 363 239 € | 335 865 € | 312 452 € |
| EBITDA | 809 202 € | 857 549 € | 673 765 € | 713 380 € | 518 443 € | 510 111 € | 493 937 € | 447 096 € |
| Net margin | 8.0% | 6.1% | 5.0% | 5.3% | 4.1% | 3.9% | 3.9% | 3.8% |
In 2024, MONBIL achieves revenue of 12.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.5%. Slight decline of -0% vs 2023. After deducting consumption (10.3 M€), gross margin stands at 2.2 M€, i.e. a rate of 18%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 809 k€, representing 6.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.0 M€, i.e. 8.0% of revenue. This profit can be retained or distributed to shareholders.
12 533 768 €
2 199 906 €
809 202 €
746 392 €
1 008 788 €
6.5%
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
13.503%
77.284%
8.518%
0.381
19.3%
In 2024, the debt ratio of MONBIL (13.50) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of MONBIL (77.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of MONBIL (0.38) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 703.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 11.6x. Operating income very largely covers interest expenses: high safety margin.
703.034
11.556
In 2024, the liquidity ratio of MONBIL (703.03) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of MONBIL (11.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 10 days. Favorable situation: supplier credit is longer than customer credit by 9 days. Inventory turnover is 13 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 66 days of revenue, i.e. 2.3 M€ to permanently finance. Over 2016-2024, WCR increased by +501%, requiring additional financing.
2 287 413 €
1 j
10 j
13 j
66 j
Based on 551 transactions of similar company sales in 2024, the value of MONBIL is estimated at 3 952 820 € (range 1 666 948€ - 8 316 623€). With an EBITDA of 809 202€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MONBIL with other companies in the same sector:
The revenue of MONBIL in 2024 is 12.5 M€.
Yes, MONBIL generated a net profit of 1.0 M€ in 2024.
The headquarters of MONBIL is located in BILLOM (63160), in the department Puy-de-Dome.
The tax return of MONBIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MONBIL operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.