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MONALBUMPHOTO HOLDING : revenue, balance sheet and financial ratios

MONALBUMPHOTO HOLDING is a French company founded 7 years ago, specialized in the sector Activités des sociétés holding. Based in NANTEUIL-LE-HAUDOUIN (60440), this company of category PME shows in 2025 a net income negative of -22.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MONALBUMPHOTO HOLDING (SIREN 841184625)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018
Revenue N/C N/C N/C N/C N/C N/C N/C N/C
Net income -22 321 884 € 448 704 € 761 011 € 439 327 € 2 966 875 € 1 069 351 € 866 525 € 947 040 €
EBITDA -14 944 € -15 324 € -23 133 € -13 959 € -17 756 € -2 139 € -10 536 € -750 067 €
Net margin N/C N/C N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, MONALBUMPHOTO HOLDING records a net loss of 22.3 M€. This deficit will reduce equity on the balance sheet.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-14 944 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-25 305 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-22 321 884 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 892%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 35.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

891.901%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.078%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

35.194

Solvency indicators evolution
MONALBUMPHOTO HOLDING

Sector positioning

Debt ratio
891.9 2025
2023
2024
2025
Q1: 0.04
Med: 8.09
Q3: 54.01
Average

In 2025, the debt ratio of MONALBUMPHOTO HOLDING (891.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
10.08% 2025
2023
2024
2025
Q1: 21.27%
Med: 67.32%
Q3: 92.99%
Average -23 pts over 3 years

In 2025, the financial autonomy of MONALBUMPHOTO HOLDING (10.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
35.19 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.19 years
Q3: 2.98 years
Average

In 2025, the repayment capacity of MONALBUMPHOTO HOLDING (35.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 8351.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

8351.314

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-159621.373

Liquidity indicators evolution
MONALBUMPHOTO HOLDING

Sector positioning

Liquidity ratio
8351.31 2025
2023
2024
2025
Q1: 161.8
Med: 834.57
Q3: 4761.54
Excellent +22 pts over 3 years

In 2025, the liquidity ratio of MONALBUMPHOTO HOLDING (8351.31) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-159621.37x 2025
2023
2024
2025
Q1: -62.1x
Med: 0.0x
Q3: 0.0x
Watch -7 pts over 3 years

In 2025, the interest coverage of MONALBUMPHOTO HOLDING (-159621.4x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 104 days. Excellent situation: suppliers finance 104 days of the operating cycle (retail model).

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

104 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MONALBUMPHOTO HOLDING

Positioning of MONALBUMPHOTO HOLDING in its sector

Comparison with sector Activités des sociétés holding

Similar companies (Activités des sociétés holding)

Compare MONALBUMPHOTO HOLDING with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about MONALBUMPHOTO HOLDING

What is the revenue of MONALBUMPHOTO HOLDING ?

The revenue of MONALBUMPHOTO HOLDING is not publicly disclosed (confidential accounts filed with INPI).

Is MONALBUMPHOTO HOLDING profitable?

MONALBUMPHOTO HOLDING recorded a net loss in 2025.

Where is the headquarters of MONALBUMPHOTO HOLDING ?

The headquarters of MONALBUMPHOTO HOLDING is located in NANTEUIL-LE-HAUDOUIN (60440), in the department Oise.

Where to find the tax return of MONALBUMPHOTO HOLDING ?

The tax return of MONALBUMPHOTO HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MONALBUMPHOTO HOLDING operate?

MONALBUMPHOTO HOLDING operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.