Employees: 21 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2004-09-01 (21 years)Status: ActiveBusiness sector: Vente à distance sur catalogue spécialiséLocation: PARIS (75013), Paris
MONALBUMPHOTO : revenue, balance sheet and financial ratios
MONALBUMPHOTO is a French company
founded 21 years ago,
specialized in the sector Vente à distance sur catalogue spécialisé.
Based in PARIS (75013),
this company of category PME
shows in 2024 a revenue of 30.0 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MONALBUMPHOTO (SIREN 478438831)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
2013
Revenue
29 991 250 €
29 647 097 €
25 168 160 €
26 494 931 €
28 269 619 €
12 073 400 €
27 993 733 €
28 234 766 €
27 988 881 €
22 110 537 €
Net income
1 220 810 €
1 248 709 €
1 138 738 €
1 609 481 €
3 031 945 €
-3 438 394 €
3 783 043 €
1 965 269 €
-1 208 961 €
3 453 292 €
EBITDA
2 848 668 €
2 928 714 €
2 412 115 €
3 614 610 €
5 401 281 €
1 101 608 €
4 479 395 €
5 270 795 €
5 788 851 €
6 257 577 €
Net margin
4.1%
4.2%
4.5%
6.1%
10.7%
-28.5%
13.5%
7.0%
-4.3%
15.6%
Revenue and income statement
In 2024, MONALBUMPHOTO achieves revenue of 30.0 M€. Revenue is growing positively over 10 years (CAGR: +2.8%). Vs 2023: +1%. After deducting consumption (7.2 M€), gross margin stands at 22.8 M€, i.e. a rate of 76%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.8 M€, representing 9.5% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.2 M€, i.e. 4.1% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
29 991 250 €
Gross margin (2024)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
22 782 786 €
EBITDA (2024)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
2 848 668 €
EBIT (2024)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
1 885 715 €
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
1 220 810 €
EBITDA margin (2024)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
9.5%
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory. Cash flow represents 7.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.0%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
27.507%
Cash flow / Revenue (2024)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
7.301%
Repayment capacity (2024)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.0
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2013
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
0.175
0.0
2.792
0.0
0.0
15.137
18.092
0.0
0.0
0.0
Financial autonomy
45.755
29.415
39.2
46.222
44.013
55.244
32.185
28.032
25.47
27.507
Repayment capacity
0.003
0.0
0.042
0.0
0.0
0.184
0.196
0.0
0.0
0.0
Cash flow / Revenue
19.285%
15.627%
14.934%
13.48%
10.077%
14.503%
9.725%
7.015%
7.272%
7.301%
Sector positioning
Debt ratio
0.02024
2022
2023
2024
Q1: 0.0
Med: 3.84
Q3: 53.12
Excellent
In 2024, the debt ratio of MONALBUMPHOTO (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
27.51%2024
2022
2023
2024
Q1: 0.0%
Med: 20.06%
Q3: 53.53%
Good+5 pts over 3 years
In 2024, the financial autonomy of MONALBUMPHOTO (27.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
0.0 years2024
2022
2023
2024
Q1: -0.0 years
Med: 0.0 years
Q3: 0.38 years
Good
In 2024, the repayment capacity of MONALBUMPHOTO (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 82.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
82.828
Interest coverage (2024)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
0.016
Liquidity indicators evolution MONALBUMPHOTO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2013
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
112.097
68.704
98.838
107.737
99.834
199.207
110.392
98.727
87.38
82.828
Interest coverage
0.0
55.528
0.011
0.028
0.062
0.004
0.003
0.0
0.0
0.016
Sector positioning
Liquidity ratio
82.832024
2022
2023
2024
Q1: 109.05
Med: 201.82
Q3: 390.18
Average
In 2024, the liquidity ratio of MONALBUMPHOTO (82.83) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.02x2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 0.3x
Good+26 pts over 3 years
In 2024, the interest coverage of MONALBUMPHOTO (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. Favorable situation: supplier credit is longer than customer credit by 20 days. Inventory turnover is 8 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-7 days): operations structurally generate cash. Notable WCR improvement over the period (-109%), freeing up cash.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
-576 132 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
20 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
8 j
WCR in days of revenue (2024)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
-7 j
WCR and payment terms evolution MONALBUMPHOTO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2013
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
6 624 096 €
3 498 330 €
5 632 553 €
-1 099 874 €
-938 586 €
-220 786 €
-972 364 €
-31 209 €
-347 760 €
-576 132 €
Inventory turnover (days)
6
10
8
11
14
7
6
7
6
8
Customer payment term (days)
3
1
1
0
0
9
0
10
10
0
Supplier payment term (days)
141
120
104
99
77
21
52
78
60
20
Positioning of MONALBUMPHOTO in its sector
Comparison with sector Vente à distance sur catalogue spécialisé
Valuation estimate
Based on 121 transactions of similar company sales
(all years),
the value of MONALBUMPHOTO is estimated at
7 883 701 €
(range 3 689 873€ - 18 204 805€).
With an EBITDA of 2 848 668€, the sector multiple of 3.2x is applied.
The price/revenue ratio is 0.27x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
121 transactions
3689k€7883k€18204k€
7 883 701 €Range: 3 689 873€ - 18 204 805€
NAF 5 all-time
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
2 848 668 €×3.2x
Estimation9 074 615 €
3 964 911€ - 21 016 294€
Revenue Multiple30%
29 991 250 €×0.27x
Estimation8 096 482 €
4 693 650€ - 17 398 650€
Net Income Multiple20%
1 220 810 €×3.8x
Estimation4 587 247 €
1 496 613€ - 12 385 319€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 121 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Vente à distance sur catalogue spécialisé)
Compare MONALBUMPHOTO with other companies in the same sector:
Yes, MONALBUMPHOTO generated a net profit of 1.2 M€ in 2024.
Where is the headquarters of MONALBUMPHOTO ?
The headquarters of MONALBUMPHOTO is located in PARIS (75013), in the department Paris.
Where to find the tax return of MONALBUMPHOTO ?
The tax return of MONALBUMPHOTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MONALBUMPHOTO operate?
MONALBUMPHOTO operates in the sector Vente à distance sur catalogue spécialisé (NAF code 47.91B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart