SIREN : 817675598
MONA is a French company founded 10 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in EMBRUN (05200), this company of category PME shows in 2024 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Revenue | 1 176 545 € | 1 477 757 € | 1 488 883 € | N/C | N/C | N/C |
| Net income | -75 769 € | 49 499 € | 154 280 € | 179 611 € | 136 021 € | 193 015 € |
| EBITDA | -46 511 € | 84 010 € | 216 495 € | N/C | N/C | N/C |
| Net margin | -6.4% | 3.3% | 10.4% | N/C | N/C | N/C |
In 2024, MONA achieves revenue of 1.2 M€. Revenue is declining over the period 2022-2024 (CAGR: -11.1%). Significant drop of -20% vs 2023. After deducting consumption (833 k€), gross margin stands at 344 k€, i.e. a rate of 29%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -47 k€, representing -4.0% of revenue. Warning negative scissor effect: despite revenue change (-20%), EBITDA varies by -155%, reducing margin by 9.6 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -76 k€ (-6.4% of revenue), which will impact equity.
1 176 545 €
343 997 €
-46 511 €
-72 734 €
-75 769 €
-4.0%
The debt ratio (= Financial debt / Equity x 100) stands at 110%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 72.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
110.099%
39.621%
0.294%
72.153
30.7%
In 2024, the debt ratio of MONA (110.10) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MONA (39.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of MONA (72.15) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 350.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
350.031
-4.139
In 2024, the liquidity ratio of MONA (350.03) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of MONA (-4.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. Favorable situation: supplier credit is longer than customer credit by 15 days. Inventory turnover is 82 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 74 days of revenue, i.e. 241 k€ to permanently finance.
240 651 €
2 j
17 j
82 j
74 j
Based on 148 transactions of similar company sales in 2024, the value of MONA is estimated at 188 720 € (range 86 191€ - 332 999€). The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MONA with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of MONA in 2024 is 1.2 M€.
MONA recorded a net loss in 2024.
The headquarters of MONA is located in EMBRUN (05200), in the department Hautes-Alpes.
The tax return of MONA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MONA operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.