SIREN : 531226793
MLT PATRIMOINE is a French company founded 15 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in QUIMPERLE (29300), this company of category PME shows in 2023 a revenue of 22 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2023 | 2021 |
|---|---|---|---|
| Revenue | N/C | 21 553 € | 65 517 € |
| Net income | -1 469 € | 12 996 € | 30 379 € |
| EBITDA | -1 524 € | 15 352 € | 5 828 € |
| Net margin | N/C | 60.3% | 46.4% |
In 2025, MLT PATRIMOINE records a net loss of 1 k€. This deficit will reduce equity on the balance sheet.
-1 524 €
-1 524 €
-1 469 €
The debt ratio (= Financial debt / Equity x 100) stands at 284%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 26%. The balance between equity and debt is satisfactory.
283.981%
25.623%
-22.892
In 2025, the debt ratio of MLT PATRIMOINE (283.98) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of MLT PATRIMOINE (25.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of MLT PATRIMOINE (-22.89) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 4592.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
4592.752
-4.265
In 2025, the liquidity ratio of MLT PATRIMOINE (4592.75) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of MLT PATRIMOINE (-4.3x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 132 days. Excellent situation: suppliers finance 132 days of the operating cycle (retail model).
0 €
0 j
132 j
0 j
Compare MLT PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of MLT PATRIMOINE in 2023 is 22 k€.
MLT PATRIMOINE recorded a net loss in 2025.
The headquarters of MLT PATRIMOINE is located in QUIMPERLE (29300), in the department Finistere.
The tax return of MLT PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MLT PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.