SIREN : 798687422
MJR FINANCES is a French company founded 12 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in PACY-SUR-EURE (27120), this company of category PME shows in 2024 a revenue of 656 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 655 863 € | 707 486 € | 599 199 € | 449 288 € | 562 213 € | 673 183 € | 628 815 € | 515 390 € | 402 777 € |
| Net income | -303 963 € | -10 611 € | 29 034 € | -17 322 € | 136 249 € | 72 245 € | 52 904 € | 45 851 € | 22 013 € |
| EBITDA | 11 694 € | 91 561 € | 57 995 € | -6 135 € | 114 508 € | 166 638 € | 141 263 € | 71 501 € | 32 338 € |
| Net margin | -46.3% | -1.5% | 4.8% | -3.9% | 24.2% | 10.7% | 8.4% | 8.9% | 5.5% |
In 2024, MJR FINANCES achieves revenue of 656 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +6.3%. Slight decline of -7% vs 2023. After deducting consumption (79 k€), gross margin stands at 577 k€, i.e. a rate of 88%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 12 k€, representing 1.8% of revenue. Warning negative scissor effect: despite revenue change (-7%), EBITDA varies by -87%, reducing margin by 11.2 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -304 k€ (-46.3% of revenue), which will impact equity.
655 863 €
577 210 €
11 694 €
-3 605 €
-303 963 €
1.8%
The debt ratio (= Financial debt / Equity x 100) stands at 1445%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
1445.178%
1.584%
-42.185%
-1.374
43.1%
In 2024, the debt ratio of MJR FINANCES (1445.18) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MJR FINANCES (1.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of MJR FINANCES (-1.37) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 18.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2465.9x. Operating income very largely covers interest expenses: high safety margin.
18.3
2465.88
In 2024, the liquidity ratio of MJR FINANCES (18.30) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of MJR FINANCES (2465.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 101 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 174 days. Excellent situation: suppliers finance 73 days of the operating cycle (retail model). WCR is negative (-526 days): operations structurally generate cash. Notable WCR improvement over the period (-202%), freeing up cash.
-957 776 €
101 j
174 j
0 j
-526 j
Based on 69 transactions of similar company sales
in 2024,
the value of MJR FINANCES is estimated at
193 178 €
(range 100 499€ - 229 023€).
With an EBITDA of 11 694€, the sector multiple of 4.3x is applied.
The price/revenue ratio is 0.66x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MJR FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of MJR FINANCES in 2024 is 656 k€.
MJR FINANCES recorded a net loss in 2024.
The headquarters of MJR FINANCES is located in PACY-SUR-EURE (27120), in the department Eure.
The tax return of MJR FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MJR FINANCES operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.