Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2014-11-05 (11 years)Status: ActiveBusiness sector: Location de logementsLocation: ORCINES (63870), Puy-de-Dome
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
MJC : revenue, balance sheet and financial ratios
MJC is a French company
founded 11 years ago,
specialized in the sector Location de logements.
Based in ORCINES (63870),
this company of category PME
shows in 2024 a net income negative of -24 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, MJC records a net loss of 24 k€. This deficit will reduce equity on the balance sheet.
EBITDA (2024)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-25 315 €
EBIT (2024)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-26 566 €
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-23 552 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 75%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
74.533%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
56.98%
Repayment capacity (2024)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
-2.488
Solvency indicators evolution MJC
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2023
2024
2024
Debt ratio
10.206
10.599
74.533
Financial autonomy
90.739
90.416
56.98
Repayment capacity
6.773
-10.172
-2.488
Cash flow / Revenue
None%
None%
None%
Sector positioning
Debt ratio
74.532024
2023
2024
2024
Q1: -231.15
Med: 0.0
Q3: 66.18
Average+21 pts over 3 years
In 2024, the debt ratio of MJC (74.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
56.98%2024
2023
2024
2024
Q1: 0.0%
Med: 9.0%
Q3: 61.92%
Good
In 2024, the financial autonomy of MJC (57.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
-2.49 years2024
2023
2024
2024
Q1: 0.0 years
Med: 0.2 years
Q3: 15.96 years
Excellent-36 pts over 3 years
In 2024, the repayment capacity of MJC (-2.49) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. Favorable situation: supplier credit is longer than customer credit by 15 days.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
15 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MJC
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2023
2024
2024
Operating WCR
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
Customer payment term (days)
0
0
0
Supplier payment term (days)
0
0
15
Positioning of MJC in its sector
Comparison with sector Location de logements
Similar companies (Location de logements)
Compare MJC with other companies in the same sector:
The revenue of MJC is not publicly disclosed (confidential accounts filed with INPI).
Is MJC profitable?
MJC recorded a net loss in 2024.
Where is the headquarters of MJC ?
The headquarters of MJC is located in ORCINES (63870), in the department Puy-de-Dome.
Where to find the tax return of MJC ?
The tax return of MJC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MJC operate?
MJC operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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