SIREN : 879947265
MJ'AUTO is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in PONT-HEBERT (50880), this company of category PME shows in 2024 a revenue of 277 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 277 370 € | 207 100 € | 160 000 € | 160 000 € | 122 800 € |
| Net income | 84 714 € | 110 514 € | 68 662 € | 76 550 € | 1 550 € |
| EBITDA | 8 218 € | 9 643 € | -2 960 € | 830 € | 5 973 € |
| Net margin | 30.5% | 53.4% | 42.9% | 47.8% | 1.3% |
In 2024, MJ'AUTO achieves revenue of 277 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +22.6%. Vs 2023, growth of +34% (207 k€ -> 277 k€). After deducting consumption (0 €), gross margin stands at 277 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 3.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 85 k€, i.e. 30.5% of revenue. This profit can be retained or distributed to shareholders.
277 370 €
277 370 €
8 218 €
8 454 €
84 714 €
3.0%
The debt ratio (= Financial debt / Equity x 100) stands at 85%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 30.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
84.87%
50.879%
30.542%
3.526
In 2024, the debt ratio of MJ'AUTO (84.87) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MJ'AUTO (50.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of MJ'AUTO (3.53) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 354.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 26.8x. Operating income very largely covers interest expenses: high safety margin.
354.472
26.795
In 2024, the liquidity ratio of MJ'AUTO (354.47) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of MJ'AUTO (26.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 141 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 44 days. The gap of 97 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 117 days of revenue, i.e. 90 k€ to permanently finance. Over 2020-2024, WCR increased by +1015%, requiring additional financing.
89 837 €
141 j
44 j
0 j
117 j
Based on 62 transactions of similar company sales
in 2024,
the value of MJ'AUTO is estimated at
170 273 €
(range 54 793€ - 363 000€).
With an EBITDA of 8 218€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MJ'AUTO with other companies in the same sector:
The revenue of MJ'AUTO in 2024 is 277 k€.
Yes, MJ'AUTO generated a net profit of 85 k€ in 2024.
The headquarters of MJ'AUTO is located in PONT-HEBERT (50880), in the department Manche.
The tax return of MJ'AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MJ'AUTO operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.