SIREN : 821644630
M&J INVEST is a French company founded 9 years ago, specialized in the sector Activités des sociétés holding. Based in BORDEAUX (33300), this company of category PME shows in 2023 a revenue of 921 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 920 854 € | N/C | N/C | N/C | 16 000 € | 6 447 € | 170 500 € |
| Net income | 633 785 € | 2 306 963 € | -2 654 € | -32 147 € | 13 980 € | -18 238 € | 85 834 € |
| EBITDA | 903 494 € | -3 564 € | -2 420 € | -17 630 € | 13 299 € | -23 784 € | 120 708 € |
| Net margin | 68.8% | N/C | N/C | N/C | 87.4% | -282.9% | 50.3% |
In 2023, M&J INVEST achieves revenue of 921 k€. Over the period 2017-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +32.5%. After deducting consumption (0 €), gross margin stands at 921 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 903 k€, representing 98.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 634 k€, i.e. 68.8% of revenue. This profit can be retained or distributed to shareholders.
920 854 €
920 854 €
903 494 €
903 564 €
633 785 €
98.1%
The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 68.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
7.014%
93.389%
68.826%
0.537
85.1%
In 2023, the debt ratio of M&J INVEST (7.01) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of M&J INVEST (93.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of M&J INVEST (0.54) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 83568.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 18.3x. Operating income very largely covers interest expenses: high safety margin.
83568.771
18.279
In 2023, the liquidity ratio of M&J INVEST (83568.77) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of M&J INVEST (18.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 55 days. Excellent situation: suppliers finance 55 days of the operating cycle (retail model). Overall, WCR represents 33 days of revenue, i.e. 84 k€ to permanently finance. Over 2017-2023, WCR increased by +341%, requiring additional financing.
84 065 €
0 j
55 j
0 j
33 j
Based on 63 transactions of similar company sales
in 2023,
the value of M&J INVEST is estimated at
3 312 923 €
(range 1 020 414€ - 5 464 161€).
With an EBITDA of 903 494€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare M&J INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of M&J INVEST in 2023 is 921 k€.
Yes, M&J INVEST generated a net profit of 634 k€ in 2023.
The headquarters of M&J INVEST is located in BORDEAUX (33300), in the department Gironde.
The tax return of M&J INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
M&J INVEST operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.