SIREN : 899168447
MJ FINANCE is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in MARCOING (59159), this company of category PME shows in 2024 a revenue of 120 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 120 000 € | 120 000 € |
| Net income | 398 216 € | 331 087 € |
| EBITDA | -18 329 € | 34 765 € |
| Net margin | 331.8% | 275.9% |
In 2024, MJ FINANCE achieves revenue of 120 k€. Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 120 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -18 k€, representing -15.3% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -153%, reducing margin by 44.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 398 k€, i.e. 331.8% of revenue. This profit can be retained or distributed to shareholders.
120 000 €
120 000 €
-18 329 €
-18 438 €
398 216 €
-15.3%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 331.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.033%
97.92%
331.942%
0.001
99.1%
In 2024, the debt ratio of MJ FINANCE (0.03) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of MJ FINANCE (97.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of MJ FINANCE (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 2711.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2711.364
0.0
In 2024, the liquidity ratio of MJ FINANCE (2711.36) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of MJ FINANCE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Excellent situation: suppliers finance 40 days of the operating cycle (retail model). WCR is negative (-9 days): operations structurally generate cash.
-3 080 €
0 j
40 j
0 j
-9 j
Based on 62 transactions of similar company sales
in 2024,
the value of MJ FINANCE is estimated at
1 199 244 €
(range 345 614€ - 2 393 437€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MJ FINANCE with other companies in the same sector:
The revenue of MJ FINANCE in 2024 is 120 k€.
Yes, MJ FINANCE generated a net profit of 398 k€ in 2024.
The headquarters of MJ FINANCE is located in MARCOING (59159), in the department Nord.
The tax return of MJ FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MJ FINANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.