SIREN : 824770911
MJ CONSTRUCTION is a French company founded 9 years ago, specialized in the sector Construction de maisons individuelles. Based in ELNE (66200), this company of category PME shows in 2021 a revenue of 869 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|
| Revenue | 869 496 € | 901 578 € | 766 000 € | 535 244 € |
| Net income | 1 665 € | 96 795 € | 93 092 € | 19 967 € |
| EBITDA | 29 796 € | 149 106 € | 144 172 € | 34 770 € |
| Net margin | 0.2% | 10.7% | 12.2% | 3.7% |
In 2021, MJ CONSTRUCTION achieves revenue of 869 k€. Over the period 2018-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +17.6%. Slight decline of -4% vs 2020. After deducting consumption (399 k€), gross margin stands at 471 k€, i.e. a rate of 54%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 30 k€, representing 3.4% of revenue. Warning negative scissor effect: despite revenue change (-4%), EBITDA varies by -80%, reducing margin by 13.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 0.2% of revenue. This profit can be retained or distributed to shareholders.
869 496 €
470 803 €
29 796 €
-3 020 €
1 665 €
3.4%
The debt ratio (= Financial debt / Equity x 100) stands at 117%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 2.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
117.154%
34.08%
2.837%
4.689
55.6%
In 2021, the debt ratio of MJ CONSTRUCTION (117.15) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of MJ CONSTRUCTION (34.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of MJ CONSTRUCTION (4.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 261.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.2x. Operating income very largely covers interest expenses: high safety margin.
261.399
9.206
In 2021, the liquidity ratio of MJ CONSTRUCTION (261.40) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of MJ CONSTRUCTION (9.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 7 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. Favorable situation: supplier credit is longer than customer credit by 20 days. Inventory turnover is 34 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 60 days of revenue, i.e. 144 k€ to permanently finance. Over 2018-2021, WCR increased by +248%, requiring additional financing.
143 789 €
7 j
27 j
34 j
60 j
Indicative estimate only : the number of comparable transactions in this sector is limited (23 transactions). This range of 40 557€ to 307 854€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 23 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MJ CONSTRUCTION with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of MJ CONSTRUCTION in 2021 is 869 k€.
Yes, MJ CONSTRUCTION generated a net profit of 2 k€ in 2021.
The headquarters of MJ CONSTRUCTION is located in ELNE (66200), in the department Pyrenees-Orientales.
The tax return of MJ CONSTRUCTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MJ CONSTRUCTION operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.