MIRMAND ALBERT ET FILS : revenue, balance sheet and financial ratios

MIRMAND ALBERT ET FILS is a French company founded 28 years ago, specialized in the sector Services funéraires. Based in CRAPONNE-SUR-ARZON (43500), this company of category PME shows in 2022 a revenue of 771 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MIRMAND ALBERT ET FILS (SIREN 414079459)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 770 795 € N/C N/C N/C N/C N/C 560 009 €
Net income 0 € 13 861 € 0 € 0 € 0 € 0 € 0 € 22 631 €
EBITDA N/C 29 972 € N/C N/C N/C N/C N/C 34 318 €
Net margin N/C 1.8% N/C N/C N/C N/C N/C 4.0%

Revenue and income statement

In 2023, MIRMAND ALBERT ET FILS records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2016-2022: 23 k€ -> 0 €.

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 33%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

32.908%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17.073%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

26.9%

Solvency indicators evolution
MIRMAND ALBERT ET FILS

Sector positioning

Debt ratio
32.91 2023
2021
2022
2023
Q1: 4.51
Med: 21.06
Q3: 57.58
Average +6 pts over 3 years

In 2023, the debt ratio of MIRMAND ALBERT ET FILS (32.91) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
17.07% 2023
2021
2022
2023
Q1: 25.92%
Med: 51.02%
Q3: 66.61%
Watch

In 2023, the financial autonomy of MIRMAND ALBERT ET FILS (17.1%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
1.94 years 2022
2022
Q1: 0.0 years
Med: 0.81 years
Q3: 2.79 years
Average

In 2022, the repayment capacity of MIRMAND ALBERT ET FILS (1.94) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 206.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

206.059

Liquidity indicators evolution
MIRMAND ALBERT ET FILS

Sector positioning

Liquidity ratio
206.06 2023
2021
2022
2023
Q1: 139.29
Med: 214.24
Q3: 327.33
Average +12 pts over 3 years

In 2023, the liquidity ratio of MIRMAND ALBERT ET FILS (206.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.1x 2022
2022
Q1: 0.0x
Med: 0.88x
Q3: 3.46x
Good

In 2022, the interest coverage of MIRMAND ALBERT ET FILS (2.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MIRMAND ALBERT ET FILS

Positioning of MIRMAND ALBERT ET FILS in its sector

Comparison with sector Services funéraires

Similar companies (Services funéraires)

Compare MIRMAND ALBERT ET FILS with other companies in the same sector:

Frequently asked questions about MIRMAND ALBERT ET FILS

What is the revenue of MIRMAND ALBERT ET FILS ?

The revenue of MIRMAND ALBERT ET FILS in 2022 is 771 k€.

Is MIRMAND ALBERT ET FILS profitable?

Yes, MIRMAND ALBERT ET FILS generated a net profit of 14 k€ in 2022.

Where is the headquarters of MIRMAND ALBERT ET FILS ?

The headquarters of MIRMAND ALBERT ET FILS is located in CRAPONNE-SUR-ARZON (43500), in the department Haute-Loire.

Where to find the tax return of MIRMAND ALBERT ET FILS ?

The tax return of MIRMAND ALBERT ET FILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MIRMAND ALBERT ET FILS operate?

MIRMAND ALBERT ET FILS operates in the sector Services funéraires (NAF code 96.03Z). See the 'Sector positioning' section above to compare the company with its competitors.