MILLARD FRANCIS COUVERTURE ZINGUERIE : revenue, balance sheet and financial ratios

MILLARD FRANCIS COUVERTURE ZINGUERIE is a French company founded 27 years ago, specialized in the sector Travaux de couverture par éléments. Based in BRIE-COMTE-ROBERT (77170), this company of category PME shows in 2024 a revenue of 229 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MILLARD FRANCIS COUVERTURE ZINGUERIE (SIREN 419913512)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 228 723 € 342 698 € 234 230 € 257 248 € 247 514 € 288 049 € 320 923 € 339 749 € 292 229 €
Net income -36 581 € 63 705 € -18 920 € 8 193 € -16 804 € 977 € 5 127 € 6 493 € 17 619 €
EBITDA -35 836 € 73 681 € -14 132 € 13 055 € -12 153 € 1 964 € 4 831 € 4 278 € 20 374 €
Net margin -16.0% 18.6% -8.1% 3.2% -6.8% 0.3% 1.6% 1.9% 6.0%

Revenue and income statement

In 2024, MILLARD FRANCIS COUVERTURE ZINGUERIE achieves revenue of 229 k€. Activity remains stable over the period (CAGR: -3.0%). Significant drop of -33% vs 2023. After deducting consumption (57 k€), gross margin stands at 171 k€, i.e. a rate of 75%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -36 k€, representing -15.7% of revenue. Warning negative scissor effect: despite revenue change (-33%), EBITDA varies by -149%, reducing margin by 37.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -37 k€ (-16.0% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

228 723 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

171 336 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-35 836 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-40 729 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-36 581 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-15.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

19.731%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

65.637%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-13.856%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.833

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

14.8%

Solvency indicators evolution
MILLARD FRANCIS COUVERTURE ZINGUERIE

Sector positioning

Debt ratio
19.73 2024
2022
2023
2024
Q1: 4.55
Med: 19.76
Q3: 51.32
Good +20 pts over 3 years

In 2024, the debt ratio of MILLARD FRANCIS COUVERTUR... (19.73) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
65.64% 2024
2022
2023
2024
Q1: 20.21%
Med: 41.48%
Q3: 58.46%
Excellent

In 2024, the financial autonomy of MILLARD FRANCIS COUVERTUR... (65.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.83 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.33 years
Q3: 1.23 years
Excellent

In 2024, the repayment capacity of MILLARD FRANCIS COUVERTUR... (-0.83) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 438.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

438.829

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
MILLARD FRANCIS COUVERTURE ZINGUERIE

Sector positioning

Liquidity ratio
438.83 2024
2022
2023
2024
Q1: 152.81
Med: 217.71
Q3: 316.62
Excellent +17 pts over 3 years

In 2024, the liquidity ratio of MILLARD FRANCIS COUVERTUR... (438.83) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.51x
Q3: 2.62x
Average

In 2024, the interest coverage of MILLARD FRANCIS COUVERTUR... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 31 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 27 days. The company must finance 4 days of gap between collections and payments. Inventory turnover is 9 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 21 days of revenue, i.e. 13 k€ to permanently finance. Notable WCR improvement over the period (-31%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

13 133 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

31 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

27 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

9 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

21 j

WCR and payment terms evolution
MILLARD FRANCIS COUVERTURE ZINGUERIE

Positioning of MILLARD FRANCIS COUVERTURE ZINGUERIE in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 21 206€ to 71 684€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
21k€ 36k€ 71k€
36 733 € Range: 21 206€ - 71 684€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare MILLARD FRANCIS COUVERTURE ZINGUERIE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de couverture par éléments

Frequently asked questions about MILLARD FRANCIS COUVERTURE ZINGUERIE

What is the revenue of MILLARD FRANCIS COUVERTURE ZINGUERIE ?

The revenue of MILLARD FRANCIS COUVERTURE ZINGUERIE in 2024 is 229 k€.

Is MILLARD FRANCIS COUVERTURE ZINGUERIE profitable?

MILLARD FRANCIS COUVERTURE ZINGUERIE recorded a net loss in 2024.

Where is the headquarters of MILLARD FRANCIS COUVERTURE ZINGUERIE ?

The headquarters of MILLARD FRANCIS COUVERTURE ZINGUERIE is located in BRIE-COMTE-ROBERT (77170), in the department Seine-et-Marne.

Where to find the tax return of MILLARD FRANCIS COUVERTURE ZINGUERIE ?

The tax return of MILLARD FRANCIS COUVERTURE ZINGUERIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MILLARD FRANCIS COUVERTURE ZINGUERIE operate?

MILLARD FRANCIS COUVERTURE ZINGUERIE operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.