MICRO CONCEPT TECHNOLOGIE : revenue, balance sheet and financial ratios

MICRO CONCEPT TECHNOLOGIE is a French company founded 31 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels. Based in CHALONNES-SUR-LOIRE (49290), this company of category PME shows in 2025 a revenue of 300 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MICRO CONCEPT TECHNOLOGIE (SIREN 400051090)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 300 112 € 412 205 € 352 293 € 421 450 € 466 692 € 400 755 € 420 456 € 369 976 € 419 403 € 552 233 €
Net income -11 309 € 7 699 € 12 393 € -21 238 € 2 968 € 13 073 € -9 769 € 3 086 € -4 902 € 20 794 €
EBITDA -2 283 € 741 € 21 569 € -12 844 € 12 072 € 14 881 € -668 € -4 350 € -12 768 € 26 619 €
Net margin -3.8% 1.9% 3.5% -5.0% 0.6% 3.3% -2.3% 0.8% -1.2% 3.8%

Revenue and income statement

In 2025, MICRO CONCEPT TECHNOLOGIE achieves revenue of 300 k€. Revenue is declining over the period 2016-2025 (CAGR: -6.6%). Significant drop of -27% vs 2024. After deducting consumption (192 k€), gross margin stands at 108 k€, i.e. a rate of 36%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2 k€, representing -0.8% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -11 k€ (-3.8% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

300 112 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

108 147 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 283 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-7 864 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-11 309 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-0.8%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 128%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

127.521%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

20.974%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1.915%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-4.598

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

60.4%

Solvency indicators evolution
MICRO CONCEPT TECHNOLOGIE

Sector positioning

Debt ratio
127.52 2025
2023
2024
2025
Q1: 0.02
Med: 9.71
Q3: 47.48
Watch

In 2025, the debt ratio of MICRO CONCEPT TECHNOLOGIE (127.52) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
20.97% 2025
2023
2024
2025
Q1: 19.0%
Med: 39.2%
Q3: 59.69%
Average -14 pts over 3 years

In 2025, the financial autonomy of MICRO CONCEPT TECHNOLOGIE (21.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-4.6 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.11 years
Q3: 1.8 years
Excellent -37 pts over 3 years

In 2025, the repayment capacity of MICRO CONCEPT TECHNOLOGIE (-4.60) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 183.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

183.783

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-150.898

Liquidity indicators evolution
MICRO CONCEPT TECHNOLOGIE

Sector positioning

Liquidity ratio
183.78 2025
2023
2024
2025
Q1: 152.46
Med: 216.4
Q3: 341.64
Average -18 pts over 3 years

In 2025, the liquidity ratio of MICRO CONCEPT TECHNOLOGIE (183.78) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-150.9x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.7x
Q3: 7.18x
Watch -51 pts over 3 years

In 2025, the interest coverage of MICRO CONCEPT TECHNOLOGIE (-150.9x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 34 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. The company must finance 6 days of gap between collections and payments. Inventory turnover is 59 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 52 days of revenue, i.e. 43 k€ to permanently finance. Notable WCR improvement over the period (-54%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

43 462 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

34 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

28 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

59 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

52 j

WCR and payment terms evolution
MICRO CONCEPT TECHNOLOGIE

Positioning of MICRO CONCEPT TECHNOLOGIE in its sector

Comparison with sector Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels

Valuation estimate

Based on 61 transactions of similar company sales (all years), the value of MICRO CONCEPT TECHNOLOGIE is estimated at 98 585 € (range 28 753€ - 130 785€). The price/revenue ratio is 0.33x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
61 tx
28k€ 98k€ 130k€
98 585 € Range: 28 753€ - 130 785€
NAF 5 all-time

Valuation method used

Revenue Multiple
300 112 € × 0.33x = 98 586 €
Range: 28 754€ - 130 785€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 61 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels)

Compare MICRO CONCEPT TECHNOLOGIE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels

Frequently asked questions about MICRO CONCEPT TECHNOLOGIE

What is the revenue of MICRO CONCEPT TECHNOLOGIE ?

The revenue of MICRO CONCEPT TECHNOLOGIE in 2025 is 300 k€.

Is MICRO CONCEPT TECHNOLOGIE profitable?

MICRO CONCEPT TECHNOLOGIE recorded a net loss in 2025.

Where is the headquarters of MICRO CONCEPT TECHNOLOGIE ?

The headquarters of MICRO CONCEPT TECHNOLOGIE is located in CHALONNES-SUR-LOIRE (49290), in the department Maine-et-Loire.

Where to find the tax return of MICRO CONCEPT TECHNOLOGIE ?

The tax return of MICRO CONCEPT TECHNOLOGIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MICRO CONCEPT TECHNOLOGIE operate?

MICRO CONCEPT TECHNOLOGIE operates in the sector Commerce de gros (commerce interentreprises) d'ordinateurs, d'équipements informatiques périphériques et de logiciels (NAF code 46.51Z). See the 'Sector positioning' section above to compare the company with its competitors.