Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

MICHAEL JOVELIN : revenue, balance sheet and financial ratios

MICHAEL JOVELIN is a French company founded 7 years ago, specialized in the sector Travaux de menuiserie bois et PVC. Based in HORDAIN (59111), this company of category PME shows in 2024 a net income positive of 34 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MICHAEL JOVELIN (SIREN 844539270)
Indicator 2024 2023
Revenue N/C N/C
Net income 33 660 € 92 828 €
EBITDA N/C N/C
Net margin N/C N/C

Revenue and income statement

In 2024, MICHAEL JOVELIN generates positive net income of 34 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2024: 93 k€ -> 34 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

33 660 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 38%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

37.948%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.157%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

53.1%

Solvency indicators evolution
MICHAEL JOVELIN

Sector positioning

Debt ratio
37.95 2024
2023
2024
Q1: 4.29
Med: 20.77
Q3: 53.87
Average +38 pts over 2 years

In 2024, the debt ratio of MICHAEL JOVELIN (37.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.16% 2024
2023
2024
Q1: 20.15%
Med: 40.86%
Q3: 57.83%
Average -8 pts over 2 years

In 2024, the financial autonomy of MICHAEL JOVELIN (23.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 126.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

126.749

Liquidity indicators evolution
MICHAEL JOVELIN

Sector positioning

Liquidity ratio
126.75 2024
2023
2024
Q1: 151.49
Med: 214.55
Q3: 315.38
Watch

In 2024, the liquidity ratio of MICHAEL JOVELIN (126.75) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 393 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 254 days. The gap of 139 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

393 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

254 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MICHAEL JOVELIN

Positioning of MICHAEL JOVELIN in its sector

Comparison with sector Travaux de menuiserie bois et PVC

Valuation estimate

Based on 51 transactions of similar company sales in 2024, the value of MICHAEL JOVELIN is estimated at 114 334 € (range 45 218€ - 260 701€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
51 tx
45k€ 114k€ 260k€
114 334 € Range: 45 218€ - 260 701€
NAF 5 année 2024

Valuation method used

Net Income Multiple
33 660 € × 3.4x = 114 334 €
Range: 45 218€ - 260 701€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 51 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de menuiserie bois et PVC)

Compare MICHAEL JOVELIN with other companies in the same sector:

Frequently asked questions about MICHAEL JOVELIN

What is the revenue of MICHAEL JOVELIN ?

The revenue of MICHAEL JOVELIN is not publicly disclosed (confidential accounts filed with INPI).

Is MICHAEL JOVELIN profitable?

Yes, MICHAEL JOVELIN generated a net profit of 34 k€ in 2024.

Where is the headquarters of MICHAEL JOVELIN ?

The headquarters of MICHAEL JOVELIN is located in HORDAIN (59111), in the department Nord.

Where to find the tax return of MICHAEL JOVELIN ?

The tax return of MICHAEL JOVELIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MICHAEL JOVELIN operate?

MICHAEL JOVELIN operates in the sector Travaux de menuiserie bois et PVC (NAF code 43.32A). See the 'Sector positioning' section above to compare the company with its competitors.