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MIAL : revenue, balance sheet and financial ratios

MIAL is a French company founded 12 years ago, specialized in the sector Promotion immobilière d'autres bâtiments. Based in GRENOBLE (38100), this company of category PME shows in 2017 a revenue of 273 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MIAL (SIREN 794996421)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017
Revenue N/C N/C N/C N/C N/C N/C N/C N/C 272 819 €
Net income 494 864 € 2 059 114 € 2 635 506 € 2 764 083 € 1 555 320 € 1 121 549 € 1 208 111 € 156 736 € 138 329 €
EBITDA N/C N/C N/C N/C N/C N/C N/C N/C 81 614 €
Net margin N/C N/C N/C N/C N/C N/C N/C N/C 50.7%

Revenue and income statement

In 2025, MIAL generates positive net income of 495 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2025: 138 k€ -> 495 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

494 864 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 22%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

21.972%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

75.78%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

72.2%

Solvency indicators evolution
MIAL

Sector positioning

Debt ratio
21.97 2025
2023
2024
2025
Q1: 0.0
Med: 11.23
Q3: 163.22
Average

In 2025, the debt ratio of MIAL (21.97) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
75.78% 2025
2023
2024
2025
Q1: 1.07%
Med: 20.13%
Q3: 66.75%
Excellent

In 2025, the financial autonomy of MIAL (75.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 445.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

445.061

Liquidity indicators evolution
MIAL

Sector positioning

Liquidity ratio
445.06 2025
2023
2024
2025
Q1: 228.24
Med: 640.26
Q3: 3839.01
Average

In 2025, the liquidity ratio of MIAL (445.06) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MIAL

Positioning of MIAL in its sector

Comparison with sector Promotion immobilière d'autres bâtiments

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of MIAL is estimated at 1 162 190 € (range 361 022€ - 3 197 645€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
80 tx
361k€ 1162k€ 3197k€
1 162 190 € Range: 361 022€ - 3 197 645€
NAF 5 all-time

Valuation method used

Net Income Multiple
494 864 € × 2.3x = 1 162 191 €
Range: 361 023€ - 3 197 646€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière d'autres bâtiments)

Compare MIAL with other companies in the same sector:

Frequently asked questions about MIAL

What is the revenue of MIAL ?

The revenue of MIAL in 2017 is 273 k€.

Is MIAL profitable?

Yes, MIAL generated a net profit of 495 k€ in 2025.

Where is the headquarters of MIAL ?

The headquarters of MIAL is located in GRENOBLE (38100), in the department Isere.

Where to find the tax return of MIAL ?

The tax return of MIAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MIAL operate?

MIAL operates in the sector Promotion immobilière d'autres bâtiments (NAF code 41.10C). See the 'Sector positioning' section above to compare the company with its competitors.