SIREN : 501500474
MG FINANCES is a French company founded 18 years ago, specialized in the sector Activités des sociétés holding. Based in REAUMUR (85700), this company of category PME shows in 2023 a revenue of 892 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 892 487 € | 955 440 € | 775 316 € | 688 434 € | 657 952 € |
| Net income | 20 195 € | 57 566 € | 132 307 € | 134 840 € | 129 775 € |
| EBITDA | -49 896 € | -48 028 € | 27 854 € | 34 015 € | 59 637 € |
| Net margin | 2.3% | 6.0% | 17.1% | 19.6% | 19.7% |
In 2023, MG FINANCES achieves revenue of 892 k€. Revenue is growing positively over 5 years (CAGR: +4.5%). Slight decline of -7% vs 2022. After deducting consumption (0 €), gross margin stands at 892 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -50 k€, representing -5.6% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 20 k€, i.e. 2.3% of revenue. This profit can be retained or distributed to shareholders.
892 487 €
892 487 €
-49 896 €
39 311 €
20 195 €
-5.6%
The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
20.546%
65.334%
-9.433%
-1.926
32.6%
In 2023, the debt ratio of MG FINANCES (20.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of MG FINANCES (65.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of MG FINANCES (-1.93) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 34.05. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
34.046
-106.411
In 2023, the liquidity ratio of MG FINANCES (34.05) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of MG FINANCES (-106.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 18 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 14 days. The company must finance 4 days of gap between collections and payments. WCR is negative (-61 days): operations structurally generate cash. Notable WCR improvement over the period (-136%), freeing up cash.
-151 794 €
18 j
14 j
0 j
-61 j
Based on 63 transactions of similar company sales
in 2023,
the value of MG FINANCES is estimated at
204 124 €
(range 107 914€ - 494 257€).
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MG FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of MG FINANCES in 2023 is 892 k€.
Yes, MG FINANCES generated a net profit of 20 k€ in 2023.
The headquarters of MG FINANCES is located in REAUMUR (85700), in the department Vendee.
The tax return of MG FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MG FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.