SIREN : 450546965
MG FINANCE is a French company founded 22 years ago, specialized in the sector Supports juridiques de gestion de patrimoine mobilier. Based in DUNKERQUE (59140), this company of category PME shows in 2024 a revenue of 325 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 325 000 € | 300 000 € | N/C | 100 000 € | 525 940 € | 680 940 € | 796 940 € | 786 000 € |
| Net income | 429 538 € | 436 860 € | 645 264 € | 771 922 € | 782 487 € | 736 551 € | 961 575 € | 741 135 € |
| EBITDA | 69 231 € | 58 173 € | -242 707 € | -139 039 € | 308 550 € | 498 057 € | 707 870 € | 709 650 € |
| Net margin | 132.2% | 145.6% | N/C | 771.9% | 148.8% | 108.2% | 120.7% | 94.3% |
In 2024, MG FINANCE achieves revenue of 325 k€. Revenue is declining over the period 2017-2024 (CAGR: -11.9%). Vs 2023: +8%. After deducting consumption (0 €), gross margin stands at 325 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 69 k€, representing 21.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 430 k€, i.e. 132.2% of revenue. This profit can be retained or distributed to shareholders.
325 000 €
325 000 €
69 231 €
65 261 €
429 538 €
21.3%
The debt ratio (= Financial debt / Equity x 100) stands at 332%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 59.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 144.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
332.401%
22.813%
144.724%
59.777
53.1%
In 2024, the debt ratio of MG FINANCE (332.40) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of MG FINANCE (22.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of MG FINANCE (59.78) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 1379.95. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1802.6x. Operating income very largely covers interest expenses: high safety margin.
1379.949
1802.586
In 2024, the liquidity ratio of MG FINANCE (1379.95) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of MG FINANCE (1802.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1180 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 82 days. The gap of 1098 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 33900 days of revenue, i.e. 30.6 M€ to permanently finance. Over 2017-2024, WCR increased by +295%, requiring additional financing.
30 603 719 €
1180 j
82 j
0 j
33900 j
Based on 103 transactions of similar company sales (all years), the value of MG FINANCE is estimated at 405 416 € (range 160 406€ - 994 743€). With an EBITDA of 69 231€, the sector multiple of 2.5x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MG FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine mobilier
The revenue of MG FINANCE in 2024 is 325 k€.
Yes, MG FINANCE generated a net profit of 430 k€ in 2024.
The headquarters of MG FINANCE is located in DUNKERQUE (59140), in the department Nord.
The tax return of MG FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MG FINANCE operates in the sector Supports juridiques de gestion de patrimoine mobilier (NAF code 66.19A). See the 'Sector positioning' section above to compare the company with its competitors.