MEUBLES MONNIER SA : revenue, balance sheet and financial ratios

MEUBLES MONNIER SA is a French company founded 49 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in SAINT-BERTHEVIN (53940), this company of category PME shows in 2025 a revenue of 131 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MEUBLES MONNIER SA (SIREN 307206599)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 130 507 € 2 294 562 € 2 169 436 € 2 334 535 € 2 937 486 € 1 844 145 € 2 194 824 € 2 346 035 € 2 555 111 € 2 560 017 €
Net income -217 964 € -181 118 € -71 385 € 52 649 € 107 636 € 152 957 € -98 822 € -43 403 € 15 693 € 30 729 €
EBITDA -99 304 € -108 301 € 118 766 € 193 468 € 410 307 € -65 630 € 19 457 € 76 782 € 136 150 € 154 386 €
Net margin -167.0% -7.9% -3.3% 2.3% 3.7% 8.3% -4.5% -1.9% 0.6% 1.2%

Revenue and income statement

In 2025, MEUBLES MONNIER SA achieves revenue of 131 k€. Revenue is declining over the period 2016-2025 (CAGR: -28.2%). Significant drop of -94% vs 2024. After deducting consumption (57 k€), gross margin stands at 73 k€, i.e. a rate of 56%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -99 k€, representing -76.1% of revenue. Warning negative scissor effect: despite revenue change (-94%), EBITDA varies by +8%, reducing margin by 71.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -218 k€ (-167.0% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

130 507 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

73 216 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-99 304 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-255 065 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-217 964 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-76.1%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -124%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -63%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-123.559%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-63.477%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-78.988%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-2.311

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

9.9%

Solvency indicators evolution
MEUBLES MONNIER SA

Sector positioning

Debt ratio
-123.56 2025
2023
2024
2025
Q1: 0.0
Med: 9.32
Q3: 106.89
Excellent -50 pts over 3 years

In 2025, the debt ratio of MEUBLES MONNIER SA (-123.56) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-63.48% 2025
2023
2024
2025
Q1: 5.44%
Med: 48.25%
Q3: 86.22%
Average -10 pts over 3 years

In 2025, the financial autonomy of MEUBLES MONNIER SA (-63.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-2.31 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 1.1 years
Q3: 9.05 years
Excellent -50 pts over 3 years

In 2025, the repayment capacity of MEUBLES MONNIER SA (-2.31) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 53.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

53.154

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-3.767

Liquidity indicators evolution
MEUBLES MONNIER SA

Sector positioning

Liquidity ratio
53.15 2025
2023
2024
2025
Q1: 94.97
Med: 379.16
Q3: 1892.71
Watch

In 2025, the liquidity ratio of MEUBLES MONNIER SA (53.15) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-3.77x 2025
2023
2024
2025
Q1: -0.08x
Med: 0.0x
Q3: 11.93x
Average -31 pts over 3 years

In 2025, the interest coverage of MEUBLES MONNIER SA (-3.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 397 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 605 days. Excellent situation: suppliers finance 208 days of the operating cycle (retail model). Inventory turnover is 130 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 273 days of revenue, i.e. 99 k€ to permanently finance. Notable WCR improvement over the period (-87%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

98 954 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

397 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

605 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

130 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

273 j

WCR and payment terms evolution
MEUBLES MONNIER SA

Positioning of MEUBLES MONNIER SA in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 117 transactions of similar company sales in 2025, the value of MEUBLES MONNIER SA is estimated at 119 845 € (range 56 280€ - 282 629€). The price/revenue ratio is 0.92x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
117 transactions
56k€ 119k€ 282k€
119 845 € Range: 56 280€ - 282 629€
NAF 5 année 2025

Valuation method used

Revenue Multiple
130 507 € × 0.92x = 119 845 €
Range: 56 281€ - 282 629€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare MEUBLES MONNIER SA with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about MEUBLES MONNIER SA

What is the revenue of MEUBLES MONNIER SA ?

The revenue of MEUBLES MONNIER SA in 2025 is 131 k€.

Is MEUBLES MONNIER SA profitable?

MEUBLES MONNIER SA recorded a net loss in 2025.

Where is the headquarters of MEUBLES MONNIER SA ?

The headquarters of MEUBLES MONNIER SA is located in SAINT-BERTHEVIN (53940), in the department Mayenne.

Where to find the tax return of MEUBLES MONNIER SA ?

The tax return of MEUBLES MONNIER SA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MEUBLES MONNIER SA operate?

MEUBLES MONNIER SA operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.