SIREN : 443104617
MESNIL FINANCE is a French company founded 23 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in PARIS (75016), this company of category PME shows in 2024 a revenue of 694 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 694 482 € | 699 692 € | 652 115 € | 571 253 € | 444 883 € | 442 199 € | 423 502 € | 399 883 € | 383 425 € |
| Net income | 194 017 € | 167 843 € | 204 814 € | 164 458 € | 107 383 € | 92 168 € | 65 093 € | 59 413 € | 78 946 € |
| EBITDA | 283 510 € | 250 227 € | 286 517 € | 248 721 € | 157 830 € | 117 049 € | 104 429 € | 96 666 € | 117 218 € |
| Net margin | 27.9% | 24.0% | 31.4% | 28.8% | 24.1% | 20.8% | 15.4% | 14.9% | 20.6% |
In 2024, MESNIL FINANCE achieves revenue of 694 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +7.7%. Slight decline of -1% vs 2023. After deducting consumption (0 €), gross margin stands at 694 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 284 k€, representing 40.8% of revenue. Positive scissor effect: EBITDA margin improves by +5.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 194 k€, i.e. 27.9% of revenue. This profit can be retained or distributed to shareholders.
694 482 €
694 482 €
283 510 €
259 552 €
194 017 €
40.6%
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 30.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
13.527%
84.278%
30.92%
0.756
24.8%
In 2024, the debt ratio of MESNIL FINANCE (13.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MESNIL FINANCE (84.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of MESNIL FINANCE (0.76) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1894.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1894.709
0.0
In 2024, the liquidity ratio of MESNIL FINANCE (1894.71) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of MESNIL FINANCE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 64 days. Excellent situation: suppliers finance 64 days of the operating cycle (retail model). Overall, WCR represents 576 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2016-2024, WCR increased by +695%, requiring additional financing.
1 111 185 €
0 j
64 j
0 j
576 j
Based on 193 transactions of similar company sales (all years), the value of MESNIL FINANCE is estimated at 454 398 € (range 138 348€ - 1 613 244€). With an EBITDA of 283 510€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MESNIL FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of MESNIL FINANCE in 2024 is 694 k€.
Yes, MESNIL FINANCE generated a net profit of 194 k€ in 2024.
The headquarters of MESNIL FINANCE is located in PARIS (75016), in the department Paris.
The tax return of MESNIL FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MESNIL FINANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.