SIREN : 814886032
MESMIN ASSURANCE is a French company founded 10 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-LO (50000), this company of category PME shows in 2022 a revenue of 545 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|
| Revenue | 545 487 € | N/C | N/C | N/C | N/C | N/C |
| Net income | 78 122 € | 103 731 € | 174 541 € | 109 206 € | 59 782 € | 122 824 € |
| EBITDA | 94 795 € | N/C | N/C | N/C | N/C | N/C |
| Net margin | 14.3% | N/C | N/C | N/C | N/C | N/C |
In 2022, MESMIN ASSURANCE achieves revenue of 545 k€. After deducting consumption (0 €), gross margin stands at 545 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 95 k€, representing 17.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 78 k€, i.e. 14.3% of revenue. This profit can be retained or distributed to shareholders.
545 487 €
545 487 €
94 795 €
100 427 €
78 122 €
17.4%
The debt ratio (= Financial debt / Equity x 100) stands at 13%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 15.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
13.455%
86.108%
15.508%
1.982
38.7%
In 2022, the debt ratio of MESMIN ASSURANCE (13.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of MESMIN ASSURANCE (86.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of MESMIN ASSURANCE (1.98) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 887.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.6x. Financial charges are adequately covered by operations.
887.915
2.578
In 2022, the liquidity ratio of MESMIN ASSURANCE (887.91) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2022, the interest coverage of MESMIN ASSURANCE (2.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 25 days. Favorable situation: supplier credit is longer than customer credit by 22 days. Overall, WCR represents 31 days of revenue, i.e. 47 k€ to permanently finance.
47 016 €
3 j
25 j
0 j
31 j
Based on 193 transactions of similar company sales (all years), the value of MESMIN ASSURANCE is estimated at 249 599 € (range 74 529€ - 735 482€). With an EBITDA of 94 795€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MESMIN ASSURANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of MESMIN ASSURANCE in 2022 is 545 k€.
Yes, MESMIN ASSURANCE generated a net profit of 78 k€ in 2022.
The headquarters of MESMIN ASSURANCE is located in SAINT-LO (50000), in the department Manche.
The tax return of MESMIN ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MESMIN ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.