MER ET MONTAGNE IMMOBILIER SERVICES : revenue, balance sheet and financial ratios

MER ET MONTAGNE IMMOBILIER SERVICES is a French company founded 25 years ago, specialized in the sector Gestion de fonds. Based in PLEGUIEN (22290), this company of category PME shows in 2018 a revenue of 26 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MER ET MONTAGNE IMMOBILIER SERVICES (SIREN 432316461)
Indicator 2021 2020 2019 2018 2016
Revenue N/C N/C N/C 25 989 € 38 986 €
Net income 20 251 € 8 003 € 31 613 € -200 241 € 16 614 €
EBITDA -8 391 € -8 622 € -11 297 € -3 583 € 9 072 €
Net margin N/C N/C N/C -770.5% 42.6%

Revenue and income statement

In 2021, MER ET MONTAGNE IMMOBILIER SERVICES generates positive net income of 20 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2021: 17 k€ -> 20 k€.

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-8 391 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-8 332 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

20 251 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.018%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

64.891%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.001

Solvency indicators evolution
MER ET MONTAGNE IMMOBILIER SERVICES

Sector positioning

Debt ratio
0.02 2021
2019
2020
2021
Q1: 0.02
Med: 16.89
Q3: 133.03
Excellent -43 pts over 3 years

In 2021, the debt ratio of MER ET MONTAGNE IMMOBILIE... (0.02) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
64.89% 2021
2019
2020
2021
Q1: 13.27%
Med: 52.52%
Q3: 87.72%
Good +10 pts over 3 years

In 2021, the financial autonomy of MER ET MONTAGNE IMMOBILIE... (64.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2021
2019
2020
2021
Q1: -0.13 years
Med: 0.0 years
Q3: 3.51 years
Good -11 pts over 3 years

In 2021, the repayment capacity of MER ET MONTAGNE IMMOBILIE... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 214.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

214.033

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
MER ET MONTAGNE IMMOBILIER SERVICES

Sector positioning

Liquidity ratio
214.03 2021
2019
2020
2021
Q1: 95.51
Med: 362.13
Q3: 2062.09
Average -38 pts over 3 years

In 2021, the liquidity ratio of MER ET MONTAGNE IMMOBILIE... (214.03) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2021
2019
2020
2021
Q1: -41.55x
Med: 0.0x
Q3: 0.0x
Good

In 2021, the interest coverage of MER ET MONTAGNE IMMOBILIE... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 167 days. Excellent situation: suppliers finance 167 days of the operating cycle (retail model).

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

167 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MER ET MONTAGNE IMMOBILIER SERVICES

Positioning of MER ET MONTAGNE IMMOBILIER SERVICES in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 76 transactions of similar company sales in 2021, the value of MER ET MONTAGNE IMMOBILIER SERVICES is estimated at 221 415 € (range 52 732€ - 278 039€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
76 tx
52k€ 221k€ 278k€
221 415 € Range: 52 732€ - 278 039€
NAF 5 année 2021

Valuation method used

Net Income Multiple
20 251 € × 10.9x = 221 416 €
Range: 52 732€ - 278 039€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare MER ET MONTAGNE IMMOBILIER SERVICES with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about MER ET MONTAGNE IMMOBILIER SERVICES

What is the revenue of MER ET MONTAGNE IMMOBILIER SERVICES ?

The revenue of MER ET MONTAGNE IMMOBILIER SERVICES in 2018 is 26 k€.

Is MER ET MONTAGNE IMMOBILIER SERVICES profitable?

Yes, MER ET MONTAGNE IMMOBILIER SERVICES generated a net profit of 20 k€ in 2021.

Where is the headquarters of MER ET MONTAGNE IMMOBILIER SERVICES ?

The headquarters of MER ET MONTAGNE IMMOBILIER SERVICES is located in PLEGUIEN (22290), in the department Cotes-d'Armor.

Where to find the tax return of MER ET MONTAGNE IMMOBILIER SERVICES ?

The tax return of MER ET MONTAGNE IMMOBILIER SERVICES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MER ET MONTAGNE IMMOBILIER SERVICES operate?

MER ET MONTAGNE IMMOBILIER SERVICES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.