MENUISERIE EBENISTERIE LOYER : revenue, balance sheet and financial ratios

MENUISERIE EBENISTERIE LOYER is a French company founded 38 years ago, specialized in the sector Travaux de menuiserie bois et PVC. Based in SAINT-ANDRE-LES-VERGERS (10120), this company of category PME shows in 2019 a revenue of 441 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MENUISERIE EBENISTERIE LOYER (SIREN 341150332)
Indicator 2020 2019 2018 2016
Revenue N/C 441 085 € N/C 547 293 €
Net income 0 € -8 572 € 0 € 7 546 €
EBITDA N/C 25 503 € N/C 11 492 €
Net margin N/C -1.9% N/C 1.4%

Revenue and income statement

In 2020, MENUISERIE EBENISTERIE LOYER records a net loss of 0 €. This deficit will reduce equity on the balance sheet.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 193%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

193.011%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

42.04%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

27.9%

Solvency indicators evolution
MENUISERIE EBENISTERIE LOYER

Sector positioning

Debt ratio
193.01 2020
2018
2019
2020
Q1: 5.19
Med: 34.2
Q3: 103.36
Average

In 2020, the debt ratio of MENUISERIE EBENISTERIE LOYER (193.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
42.04% 2020
2018
2019
2020
Q1: 15.25%
Med: 32.98%
Q3: 51.88%
Good +17 pts over 3 years

In 2020, the financial autonomy of MENUISERIE EBENISTERIE LOYER (42.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
9.48 years 2019
2019
Q1: 0.0 years
Med: 0.28 years
Q3: 1.5 years
Average

In 2019, the repayment capacity of MENUISERIE EBENISTERIE LOYER (9.48) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 170.97. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

170.968

Liquidity indicators evolution
MENUISERIE EBENISTERIE LOYER

Sector positioning

Liquidity ratio
170.97 2020
2018
2019
2020
Q1: 146.0
Med: 206.4
Q3: 298.75
Average -7 pts over 3 years

In 2020, the liquidity ratio of MENUISERIE EBENISTERIE LOYER (170.97) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
11.39x 2019
2019
Q1: 0.0x
Med: 0.5x
Q3: 2.97x
Excellent

In 2019, the interest coverage of MENUISERIE EBENISTERIE LOYER (11.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MENUISERIE EBENISTERIE LOYER

Positioning of MENUISERIE EBENISTERIE LOYER in its sector

Comparison with sector Travaux de menuiserie bois et PVC

Similar companies (Travaux de menuiserie bois et PVC)

Compare MENUISERIE EBENISTERIE LOYER with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de menuiserie bois et PVC

Frequently asked questions about MENUISERIE EBENISTERIE LOYER

What is the revenue of MENUISERIE EBENISTERIE LOYER ?

The revenue of MENUISERIE EBENISTERIE LOYER in 2019 is 441 k€.

Is MENUISERIE EBENISTERIE LOYER profitable?

MENUISERIE EBENISTERIE LOYER recorded a net loss in 2019.

Where is the headquarters of MENUISERIE EBENISTERIE LOYER ?

The headquarters of MENUISERIE EBENISTERIE LOYER is located in SAINT-ANDRE-LES-VERGERS (10120), in the department Aube.

Where to find the tax return of MENUISERIE EBENISTERIE LOYER ?

The tax return of MENUISERIE EBENISTERIE LOYER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MENUISERIE EBENISTERIE LOYER operate?

MENUISERIE EBENISTERIE LOYER operates in the sector Travaux de menuiserie bois et PVC (NAF code 43.32A). See the 'Sector positioning' section above to compare the company with its competitors.