MEGA INTERNATIONAL COMMERCIAL BANK CO LTD : revenue, balance sheet and financial ratios

MEGA INTERNATIONAL COMMERCIAL BANK CO LTD is a French company founded 44 years ago, specialized in the sector Autres intermédiations monétaires. this company of category PME shows in 2019 a revenue of 2.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MEGA INTERNATIONAL COMMERCIAL BANK CO LTD (SIREN 323340034)
Indicator 2019 2017 2016
Revenue 2 401 834 € 1 420 044 € 1 658 744 €
Net income 879 985 € 976 105 € 1 915 602 €
EBITDA -103 119 € -1 106 311 € -675 195 €
Net margin 36.6% 68.7% 115.5%

Revenue and income statement

In 2019, MEGA INTERNATIONAL COMMERCIAL BANK CO LTD achieves revenue of 2.4 M€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +13.1%. Vs 2017, growth of +69% (1.4 M€ -> 2.4 M€). After deducting consumption (0 €), gross margin stands at 2.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -103 k€, representing -4.3% of revenue. Positive scissor effect: EBITDA margin improves by +73.6 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 880 k€, i.e. 36.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2019) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 401 834 €

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 401 834 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-103 119 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-109 801 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

879 985 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-4.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1001%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 996.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 13.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1000.832%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

9.025%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

13.169%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

996.844

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

27.6%

Solvency indicators evolution
MEGA INTERNATIONAL COMMERCIAL BANK CO LTD

Sector positioning

Debt ratio
1000.83 2019
2016
2017
2019
Q1: 0.0
Med: 0.0
Q3: 57.52
Watch

In 2019, the debt ratio of MEGA INTERNATIONAL COMMER... (1000.83) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
9.03% 2019
2016
2017
2019
Q1: 4.34%
Med: 12.97%
Q3: 60.36%
Average

In 2019, the financial autonomy of MEGA INTERNATIONAL COMMER... (9.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
996.84 years 2019
2016
2017
2019
Q1: 0.0 years
Med: 0.0 years
Q3: 0.92 years
Watch -8 pts over 3 years

In 2019, the repayment capacity of MEGA INTERNATIONAL COMMER... (996.84) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 665.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

665.393

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-5059.105

Liquidity indicators evolution
MEGA INTERNATIONAL COMMERCIAL BANK CO LTD

Sector positioning

Liquidity ratio
665.39 2019
2016
2017
2019
Q1: 105.09
Med: 239.62
Q3: 686.12
Good +17 pts over 3 years

In 2019, the liquidity ratio of MEGA INTERNATIONAL COMMER... (665.39) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-5059.1x 2019
2016
2017
2019
Q1: -0.54x
Med: 0.0x
Q3: 0.59x
Watch -16 pts over 3 years

In 2019, the interest coverage of MEGA INTERNATIONAL COMMER... (-5059.1x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. WCR is negative (-496 days): operations structurally generate cash.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-3 312 273 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2019) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-496 j

WCR and payment terms evolution
MEGA INTERNATIONAL COMMERCIAL BANK CO LTD

Positioning of MEGA INTERNATIONAL COMMERCIAL BANK CO LTD in its sector

Comparison with sector Autres intermédiations monétaires

Valuation estimate

Based on 100 transactions of similar company sales in 2019, the value of MEGA INTERNATIONAL COMMERCIAL BANK CO LTD is estimated at 3 861 710 € (range 1 151 208€ - 6 874 950€). The price/revenue ratio is 0.64x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
100 transactions
1151k€ 3861k€ 6874k€
3 861 710 € Range: 1 151 208€ - 6 874 950€
Section année 2019 Aggregated at NAF section level

Valuation detail by method

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Revenue Multiple 30%
2 401 834 € × 0.64x
Estimation 1 532 048 €
971 445€ - 2 318 687€
Net Income Multiple 20%
879 985 € × 8.4x
Estimation 7 356 204 €
1 420 855€ - 13 709 347€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 100 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres intermédiations monétaires)

Compare MEGA INTERNATIONAL COMMERCIAL BANK CO LTD with other companies in the same sector:

Voir toutes les statistiques du secteur Autres intermédiations monétaires

Frequently asked questions about MEGA INTERNATIONAL COMMERCIAL BANK CO LTD

What is the revenue of MEGA INTERNATIONAL COMMERCIAL BANK CO LTD ?

The revenue of MEGA INTERNATIONAL COMMERCIAL BANK CO LTD in 2019 is 2.4 M€.

Is MEGA INTERNATIONAL COMMERCIAL BANK CO LTD profitable?

Yes, MEGA INTERNATIONAL COMMERCIAL BANK CO LTD generated a net profit of 880 k€ in 2019.

Where is the headquarters of MEGA INTERNATIONAL COMMERCIAL BANK CO LTD ?

The headquarters of MEGA INTERNATIONAL COMMERCIAL BANK CO LTD is located in address not disclosed.

Where to find the tax return of MEGA INTERNATIONAL COMMERCIAL BANK CO LTD ?

The tax return of MEGA INTERNATIONAL COMMERCIAL BANK CO LTD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MEGA INTERNATIONAL COMMERCIAL BANK CO LTD operate?

MEGA INTERNATIONAL COMMERCIAL BANK CO LTD operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.