Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1990-10-01 (35 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: CHANGE (53810), Mayenne
MEDIAN'ASSURANCES : revenue, balance sheet and financial ratios
MEDIAN'ASSURANCES is a French company
founded 35 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in CHANGE (53810),
this company of category PME
shows in 2018 a revenue of 1.9 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MEDIAN'ASSURANCES (SIREN 380850511)
Indicator
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
N/C
1 907 548 €
1 902 500 €
1 879 340 €
Net income
511 797 €
500 351 €
393 677 €
442 528 €
452 737 €
446 614 €
358 463 €
367 137 €
419 992 €
353 567 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
N/C
447 351 €
560 086 €
546 330 €
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
N/C
19.2%
22.1%
18.8%
Revenue and income statement
In 2025, MEDIAN'ASSURANCES generates positive net income of 512 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 354 k€ -> 512 k€.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
511 797 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
20.545%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
77.427%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
24.308
17.138
9.952
4.614
2.235
1.546
0.0
5.87
18.267
20.545
Financial autonomy
71.701
75.914
80.418
81.114
81.587
87.074
87.784
85.616
76.22
77.427
Repayment capacity
0.785
0.646
0.421
None
None
None
None
None
None
None
Cash flow / Revenue
20.633%
19.13%
16.579%
None%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
20.552025
2023
2024
2025
Q1: 0.0
Med: 5.27
Q3: 45.01
Average+18 pts over 3 years
In 2025, the debt ratio of MEDIAN'ASSURANCES (20.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
77.43%2025
2023
2024
2025
Q1: 14.56%
Med: 50.89%
Q3: 78.66%
Good
In 2025, the financial autonomy of MEDIAN'ASSURANCES (77.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 824.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
824.676
Liquidity indicators evolution MEDIAN'ASSURANCES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
454.0
443.364
389.374
402.97
398.347
690.094
429.635
566.655
531.915
824.676
Interest coverage
0.395
0.256
0.175
None
None
None
None
None
None
None
Sector positioning
Liquidity ratio
824.682025
2023
2024
2025
Q1: 157.83
Med: 327.31
Q3: 847.28
Good
In 2025, the liquidity ratio of MEDIAN'ASSURANCES (824.68) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MEDIAN'ASSURANCES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
-73 163 €
-109 812 €
-35 366 €
0 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
0
0
Supplier payment term (days)
31
18
16
0
0
0
0
0
0
0
Positioning of MEDIAN'ASSURANCES in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of MEDIAN'ASSURANCES is estimated at
1 030 078 €
(range 487 246€ - 4 703 231€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2025
193 transactions
487k€1030k€4703k€
1 030 078 €Range: 487 246€ - 4 703 231€
NAF 5 all-time
Valuation method used
Net Income Multiple
511 797 €
×
2.0x
=1 030 078 €
Range: 487 247€ - 4 703 231€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare MEDIAN'ASSURANCES with other companies in the same sector:
Frequently asked questions about MEDIAN'ASSURANCES
What is the revenue of MEDIAN'ASSURANCES ?
The revenue of MEDIAN'ASSURANCES in 2018 is 1.9 M€.
Is MEDIAN'ASSURANCES profitable?
Yes, MEDIAN'ASSURANCES generated a net profit of 512 k€ in 2025.
Where is the headquarters of MEDIAN'ASSURANCES ?
The headquarters of MEDIAN'ASSURANCES is located in CHANGE (53810), in the department Mayenne.
Where to find the tax return of MEDIAN'ASSURANCES ?
The tax return of MEDIAN'ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MEDIAN'ASSURANCES operate?
MEDIAN'ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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