SIREN : 514509215
MD INVEST is a French company founded 16 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in DUNKERQUE (59240), this company of category PME shows in 2021 a revenue of 713 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2017 |
|---|---|---|
| Revenue | 712 781 € | 238 073 € |
| Net income | 87 923 € | 16 125 € |
| EBITDA | 161 969 € | 31 913 € |
| Net margin | 12.3% | 6.8% |
In 2021, MD INVEST achieves revenue of 713 k€. Vs 2017, growth of +199% (238 k€ -> 713 k€). After deducting consumption (483 €), gross margin stands at 712 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 162 k€, representing 22.7% of revenue. Positive scissor effect: EBITDA margin improves by +9.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 88 k€, i.e. 12.3% of revenue. This profit can be retained or distributed to shareholders.
712 781 €
712 298 €
161 969 €
152 613 €
87 923 €
22.7%
The debt ratio (= Financial debt / Equity x 100) stands at 320%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 12.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
319.617%
34.404%
12.571%
4.3
16.6%
In 2021, the debt ratio of MD INVEST (319.62) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2021, the financial autonomy of MD INVEST (34.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of MD INVEST (4.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 136.76. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.
136.758
0.628
In 2021, the liquidity ratio of MD INVEST (136.76) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of MD INVEST (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 165 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 123 days. The gap of 42 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 110 days of revenue, i.e. 217 k€ to permanently finance.
217 220 €
165 j
123 j
0 j
110 j
Indicative estimate only : the number of comparable transactions in this sector is limited (44 transactions). This range of 120 402€ to 581 653€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 44 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MD INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of MD INVEST in 2021 is 713 k€.
Yes, MD INVEST generated a net profit of 88 k€ in 2021.
The headquarters of MD INVEST is located in DUNKERQUE (59240), in the department Nord.
The tax return of MD INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MD INVEST operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.