SIREN : 819288655
MCM FINANCES is a French company founded 10 years ago, specialized in the sector Activités des sociétés holding. Based in MONTLHERY (91310), this company of category PME shows in 2025 a revenue of 151 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 151 048 € | 222 098 € | 308 984 € | 233 495 € | 144 566 € | 114 600 € | 114 600 € | 109 600 € | 99 600 € |
| Net income | -31 609 € | 82 728 € | 145 435 € | 106 311 € | 74 506 € | -3 511 € | 92 289 € | 84 532 € | 121 330 € |
| EBITDA | -28 841 € | 969 € | 81 816 € | 38 068 € | 872 € | 7 942 € | 18 195 € | 16 545 € | 13 886 € |
| Net margin | -20.9% | 37.2% | 47.1% | 45.5% | 51.5% | -3.1% | 80.5% | 77.1% | 121.8% |
In 2025, MCM FINANCES achieves revenue of 151 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +5.3%. Significant drop of -32% vs 2024. After deducting consumption (0 €), gross margin stands at 151 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -29 k€, representing -19.1% of revenue. Warning negative scissor effect: despite revenue change (-32%), EBITDA varies by -3076%, reducing margin by 19.5 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -32 k€ (-20.9% of revenue), which will impact equity.
151 048 €
151 048 €
-28 841 €
-26 515 €
-31 609 €
-19.1%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
4.172%
3.63%
-18.127%
-0.388
36.0%
In 2025, the debt ratio of MCM FINANCES (4.17) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of MCM FINANCES (3.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of MCM FINANCES (-0.39) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 138.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
138.577
-16.73
In 2025, the liquidity ratio of MCM FINANCES (138.58) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of MCM FINANCES (-16.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 180 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. The gap of 120 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 44 days of revenue, i.e. 19 k€ to permanently finance. Notable WCR improvement over the period (-52%), freeing up cash.
18 651 €
180 j
60 j
0 j
44 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 73 972€ to 189 143€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MCM FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of MCM FINANCES in 2025 is 151 k€.
MCM FINANCES recorded a net loss in 2025.
The headquarters of MCM FINANCES is located in MONTLHERY (91310), in the department Essonne.
The tax return of MCM FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MCM FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.